Florida · FIPS 12015 · HUD FY 2027
Charlotte County, Florida Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Charlotte County is $1,575 a month (rent plus utilities), 20% below the Florida average of $1,962 and 11% below the U.S. average of $1,761. That is up $105 (7.1%) from FY 2026. At 30% of income, a household needs about $63,000 a year to afford it.
- $1,5752-bedroom FMR+$105 (+7.1%) vs FY 2026
- $1,2041-bedroom FMRFlorida: $1,665 · U.S.: $1,478
- $63,000Income for a 2-bedroom$30/hour full-time
- 29 of 672BR rank in Florida1 = highest rent
| Unit | Charlotte County FY 2027 | FY 2026 | Change | Florida avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,097 | $1,159 | −$62 (−5.3%) | $1,566 | $1,379 | $43,880 |
| 1 bedroom | $1,204 | $1,167 | +$37 (+3.2%) | $1,665 | $1,478 | $48,160 |
| 2 bedrooms | $1,575 | $1,470 | +$105 (+7.1%) | $1,962 | $1,761 | $63,000 |
| 3 bedrooms | $2,137 | $2,041 | +$96 (+4.7%) | $2,532 | $2,266 | $85,480 |
| 4 bedrooms | $2,556 | $2,326 | +$230 (+9.9%) | $2,947 | $2,607 | $102,240 |
How Charlotte County compares
- HUD sets this rent for the Punta Gorda, FL metro FMR area, which covers 201,064 residents in 1 county.
- Across Florida, 2-bedroom FMRs run from $953 (Taylor County) to $2,564 (Miami-Dade County).
- Studio to 4-bedroom: $1,097, $1,204, $1,575, $2,137, $2,556. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 13 ZIP codes mostly in Charlotte County (by land area), the 2-bedroom figure ranges from $1,390 to $2,130.
Small Area FMRs by ZIP code in Charlotte County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 33946 | $1,100 | $1,110 | $1,390 | $1,930 | $2,200 | −$150 (−9.7%) | 12% below |
| 33947 | $1,160 | $1,270 | $1,660 | $2,250 | $2,690 | +$110 (+7.1%) | 5% above |
| 33948 | $1,160 | $1,270 | $1,660 | $2,250 | $2,690 | +$120 (+7.8%) | 5% above |
| 33950 | $1,070 | $1,180 | $1,540 | $2,090 | $2,500 | +$40 (+2.7%) | 2% below |
| 33952 | $1,050 | $1,140 | $1,490 | $2,020 | $2,420 | +$110 (+8.0%) | 5% below |
| 33953 | $1,430 | $1,570 | $2,050 | $2,780 | $3,330 | +$60 (+3.0%) | 30% above |
| 33954 | $1,480 | $1,630 | $2,130 | $2,890 | $3,460 | +$190 (+9.8%) | 35% above |
| 33955 | $1,470 | $1,480 | $1,820 | $2,450 | $2,890 | +$60 (+3.4%) | 16% above |
| 33980 | $1,050 | $1,090 | $1,430 | $1,940 | $2,320 | +$110 (+8.3%) | 9% below |
| 33981 | $1,180 | $1,230 | $1,610 | $2,180 | $2,610 | −$50 (−3.0%) | 2% above |
| 33982 | $1,050 | $1,110 | $1,450 | $1,970 | $2,350 | +$130 (+9.8%) | 8% below |
| 33983 | $1,160 | $1,270 | $1,660 | $2,250 | $2,690 | +$150 (+9.9%) | 5% above |
| 34224 | $990 | $1,090 | $1,420 | $1,930 | $2,300 | +$50 (+3.6%) | 10% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.