Michigan · FIPS 26027 · HUD FY 2027
Cass County, Michigan Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Cass County is $1,095 a month (rent plus utilities), 20% below the Michigan average of $1,361 and 38% below the U.S. average of $1,761. That is up $102 (10.3%) from FY 2026. At 30% of income, a household needs about $43,800 a year to afford it.
- $1,0952-bedroom FMR+$102 (+10.3%) vs FY 2026
- $9741-bedroom FMRMichigan: $1,101 · U.S.: $1,478
- $43,800Income for a 2-bedroom$21/hour full-time
- 39 of 832BR rank in Michigan1 = highest rent
| Unit | Cass County FY 2027 | FY 2026 | Change | Michigan avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $869 | $775 | +$94 (+12.1%) | $1,003 | $1,379 | $34,760 |
| 1 bedroom | $974 | $906 | +$68 (+7.5%) | $1,101 | $1,478 | $38,960 |
| 2 bedrooms | $1,095 | $993 | +$102 (+10.3%) | $1,361 | $1,761 | $43,800 |
| 3 bedrooms | $1,393 | $1,272 | +$121 (+9.5%) | $1,697 | $2,266 | $55,720 |
| 4 bedrooms | $1,830 | $1,666 | +$164 (+9.8%) | $1,873 | $2,607 | $73,200 |
How Cass County compares
- HUD sets this rent for the Cass County, MI metro FMR area, which covers 51,520 residents in 1 county.
- Across Michigan, 2-bedroom FMRs run from $1,014 (Tuscola County) to $1,804 (Washtenaw County).
- Studio to 4-bedroom: $869, $974, $1,095, $1,393, $1,830. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 7 ZIP codes mostly in Cass County (by land area), the 2-bedroom figure ranges from $1,010 to $1,300.
Small Area FMRs by ZIP code in Cass County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 49031 | $820 | $920 | $1,030 | $1,310 | $1,720 | +$60 (+6.2%) | 6% below |
| 49047 | $810 | $900 | $1,070 | $1,410 | $1,700 | +$30 (+2.9%) | 2% below |
| 49061 | $920 | $1,030 | $1,160 | $1,480 | $1,940 | +$140 (+13.7%) | 6% above |
| 49067 | $840 | $930 | $1,090 | $1,400 | $1,730 | +$20 (+1.9%) | about the same as |
| 49095 | $1,030 | $1,160 | $1,300 | $1,650 | $2,170 | +$120 (+10.2%) | 19% above |
| 49112 | $930 | $1,040 | $1,170 | $1,490 | $1,960 | +$50 (+4.5%) | 7% above |
| 49130 | $800 | $900 | $1,010 | $1,300 | $1,700 | +$40 (+4.1%) | 8% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.