Michigan · FIPS 26035 · HUD FY 2027
Clare County, Michigan Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Clare County is $1,042 a month (rent plus utilities), 23% below the Michigan average of $1,361 and 41% below the U.S. average of $1,761. That is up $56 (5.7%) from FY 2026. At 30% of income, a household needs about $41,680 a year to afford it.
- $1,0422-bedroom FMR+$56 (+5.7%) vs FY 2026
- $7971-bedroom FMRMichigan: $1,101 · U.S.: $1,478
- $41,680Income for a 2-bedroom$20/hour full-time
- 52 of 832BR rank in Michigan1 = highest rent
| Unit | Clare County FY 2027 | FY 2026 | Change | Michigan avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $743 | $698 | +$45 (+6.4%) | $1,003 | $1,379 | $29,720 |
| 1 bedroom | $797 | $751 | +$46 (+6.1%) | $1,101 | $1,478 | $31,880 |
| 2 bedrooms | $1,042 | $986 | +$56 (+5.7%) | $1,361 | $1,761 | $41,680 |
| 3 bedrooms | $1,242 | $1,189 | +$53 (+4.5%) | $1,697 | $2,266 | $49,680 |
| 4 bedrooms | $1,464 | $1,611 | −$147 (−9.1%) | $1,873 | $2,607 | $58,560 |
How Clare County compares
- Clare County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Michigan, 2-bedroom FMRs run from $1,014 (Tuscola County) to $1,804 (Washtenaw County).
- Studio to 4-bedroom: $743, $797, $1,042, $1,242, $1,464. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 5 ZIP codes mostly in Clare County (by land area), the 2-bedroom figure ranges from $1,010 to $1,080.
Small Area FMRs by ZIP code in Clare County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 48617 | $800 | $840 | $1,080 | $1,310 | $1,510 | +$40 (+3.8%) | 4% above |
| 48622 | $790 | $810 | $1,050 | $1,260 | $1,490 | +$10 (+1.0%) | 1% above |
| 48625 | $720 | $780 | $1,010 | $1,210 | $1,450 | +$40 (+4.1%) | 3% below |
| 48632 | $790 | $820 | $1,050 | $1,280 | $1,460 | +$70 (+7.1%) | 1% above |
| 48633 | $750 | $800 | $1,030 | $1,240 | $1,450 | +$60 (+6.2%) | 1% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.