Michigan · FIPS 26061 · HUD FY 2027
Houghton County, Michigan Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Houghton County is $1,033 a month (rent plus utilities), 24% below the Michigan average of $1,361 and 41% below the U.S. average of $1,761. That is up $60 (6.2%) from FY 2026. At 30% of income, a household needs about $41,320 a year to afford it.
- $1,0332-bedroom FMR+$60 (+6.2%) vs FY 2026
- $8061-bedroom FMRMichigan: $1,101 · U.S.: $1,478
- $41,320Income for a 2-bedroom$20/hour full-time
- 55 of 832BR rank in Michigan1 = highest rent
| Unit | Houghton County FY 2027 | FY 2026 | Change | Michigan avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $801 | $795 | +$6 (+0.8%) | $1,003 | $1,379 | $32,040 |
| 1 bedroom | $806 | $800 | +$6 (+0.8%) | $1,101 | $1,478 | $32,240 |
| 2 bedrooms | $1,033 | $973 | +$60 (+6.2%) | $1,361 | $1,761 | $41,320 |
| 3 bedrooms | $1,430 | $1,353 | +$77 (+5.7%) | $1,697 | $2,266 | $57,200 |
| 4 bedrooms | $1,727 | $1,632 | +$95 (+5.8%) | $1,873 | $2,607 | $69,080 |
How Houghton County compares
- Houghton County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Michigan, 2-bedroom FMRs run from $1,014 (Tuscola County) to $1,804 (Washtenaw County).
- Studio to 4-bedroom: $801, $806, $1,033, $1,430, $1,727. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 18 ZIP codes mostly in Houghton County (by land area), the 2-bedroom figure ranges from $1,010 to $1,500.
Small Area FMRs by ZIP code in Houghton County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 49905 | $910 | $910 | $1,170 | $1,620 | $1,960 | +$30 (+2.6%) | 13% above |
| 49913 | $780 | $790 | $1,010 | $1,410 | $1,700 | +$40 (+4.1%) | 2% below |
| 49916 | $810 | $820 | $1,050 | $1,450 | $1,760 | +$50 (+5.0%) | 2% above |
| 49917 | $810 | $810 | $1,040 | $1,440 | $1,740 | +$20 (+2.0%) | 1% above |
| 49921 | $1,160 | $1,170 | $1,500 | $2,080 | $2,510 | +$40 (+2.7%) | 45% above |
| 49922 | $790 | $800 | $1,020 | $1,410 | $1,700 | +$40 (+4.1%) | 1% below |
| 49930 | $790 | $790 | $1,010 | $1,410 | $1,700 | +$40 (+4.1%) | 2% below |
| 49931 | $950 | $960 | $1,230 | $1,700 | $2,060 | +$110 (+9.8%) | 19% above |
| 49934 | $830 | $840 | $1,070 | $1,480 | $1,790 | +$100 (+10.3%) | 4% above |
| 49942 | $780 | $790 | $1,010 | $1,410 | $1,700 | +$40 (+4.1%) | 2% below |
| 49945 | $780 | $790 | $1,010 | $1,410 | $1,690 | +$40 (+4.1%) | 2% below |
| 49952 | $800 | $800 | $1,030 | $1,430 | $1,720 | +$60 (+6.2%) | about the same as |
| 49955 | $820 | $830 | $1,060 | $1,470 | $1,780 | +$40 (+3.9%) | 3% above |
| 49958 | $760 | $810 | $1,040 | $1,310 | $1,500 | +$40 (+4.0%) | 1% above |
| 49961 | $800 | $800 | $1,030 | $1,430 | $1,720 | +$60 (+6.2%) | about the same as |
| 49963 | $790 | $790 | $1,010 | $1,410 | $1,700 | +$40 (+4.1%) | 2% below |
| 49965 | $800 | $810 | $1,030 | $1,420 | $1,710 | +$60 (+6.2%) | about the same as |
| 49967 | $750 | $890 | $1,030 | $1,280 | $1,510 | +$40 (+4.0%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.