Michigan · FIPS 26079 · HUD FY 2027
Kalkaska County, Michigan Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Kalkaska County is $1,014 a month (rent plus utilities), 25% below the Michigan average of $1,361 and 42% below the U.S. average of $1,761. That is up $41 (4.2%) from FY 2026. At 30% of income, a household needs about $40,560 a year to afford it.
- $1,0142-bedroom FMR+$41 (+4.2%) vs FY 2026
- $8181-bedroom FMRMichigan: $1,101 · U.S.: $1,478
- $40,560Income for a 2-bedroom$20/hour full-time
- 60 of 832BR rank in Michigan1 = highest rent
| Unit | Kalkaska County FY 2027 | FY 2026 | Change | Michigan avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $813 | $719 | +$94 (+13.1%) | $1,003 | $1,379 | $32,520 |
| 1 bedroom | $818 | $766 | +$52 (+6.8%) | $1,101 | $1,478 | $32,720 |
| 2 bedrooms | $1,014 | $973 | +$41 (+4.2%) | $1,361 | $1,761 | $40,560 |
| 3 bedrooms | $1,404 | $1,286 | +$118 (+9.2%) | $1,697 | $2,266 | $56,160 |
| 4 bedrooms | $1,426 | $1,291 | +$135 (+10.5%) | $1,873 | $2,607 | $57,040 |
How Kalkaska County compares
- HUD sets this rent for the Kalkaska County, MI metro FMR area, which covers 18,239 residents in 1 county.
- Across Michigan, 2-bedroom FMRs run from $1,014 (Tuscola County) to $1,804 (Washtenaw County).
- Studio to 4-bedroom: $813, $818, $1,014, $1,404, $1,426. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 4 ZIP codes mostly in Kalkaska County (by land area), the 2-bedroom figure ranges from $1,010 to $1,370.
Small Area FMRs by ZIP code in Kalkaska County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 49633 | $1,100 | $1,110 | $1,370 | $1,860 | $1,900 | +$110 (+8.7%) | 35% above |
| 49646 | $810 | $820 | $1,010 | $1,410 | $1,440 | +$40 (+4.1%) | about the same as |
| 49676 | $920 | $950 | $1,170 | $1,540 | $1,670 | +$60 (+5.4%) | 15% above |
| 49680 | $1,030 | $1,030 | $1,230 | $1,660 | $1,690 | +$20 (+1.7%) | 21% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.