Michigan · FIPS 26117 · HUD FY 2027
Montcalm County, Michigan Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Montcalm County is $1,181 a month (rent plus utilities), 13% below the Michigan average of $1,361 and 33% below the U.S. average of $1,761. That is down $22 (1.8%) from FY 2026. At 30% of income, a household needs about $47,240 a year to afford it.
- $1,1812-bedroom FMR−$22 (−1.8%) vs FY 2026
- $1,0011-bedroom FMRMichigan: $1,101 · U.S.: $1,478
- $47,240Income for a 2-bedroom$23/hour full-time
- 28 of 832BR rank in Michigan1 = highest rent
| Unit | Montcalm County FY 2027 | FY 2026 | Change | Michigan avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $822 | $829 | −$7 (−0.8%) | $1,003 | $1,379 | $32,880 |
| 1 bedroom | $1,001 | $1,016 | −$15 (−1.5%) | $1,101 | $1,478 | $40,040 |
| 2 bedrooms | $1,181 | $1,203 | −$22 (−1.8%) | $1,361 | $1,761 | $47,240 |
| 3 bedrooms | $1,450 | $1,473 | −$23 (−1.6%) | $1,697 | $2,266 | $58,000 |
| 4 bedrooms | $1,560 | $1,593 | −$33 (−2.1%) | $1,873 | $2,607 | $62,400 |
How Montcalm County compares
- HUD sets this rent for the Montcalm County, MI metro FMR area, which covers 67,816 residents in 1 county.
- Across Michigan, 2-bedroom FMRs run from $1,014 (Tuscola County) to $1,804 (Washtenaw County).
- Studio to 4-bedroom: $822, $1,001, $1,181, $1,450, $1,560. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 16 ZIP codes mostly in Montcalm County (by land area), the 2-bedroom figure ranges from $1,090 to $1,640.
Small Area FMRs by ZIP code in Montcalm County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 48811 | $750 | $920 | $1,090 | $1,330 | $1,440 | +$40 (+3.8%) | 8% below |
| 48818 | $750 | $920 | $1,090 | $1,330 | $1,440 | −$70 (−6.0%) | 8% below |
| 48829 | $790 | $920 | $1,090 | $1,330 | $1,440 | +$30 (+2.8%) | 8% below |
| 48834 | $880 | $1,030 | $1,260 | $1,570 | $1,780 | −$40 (−3.1%) | 7% above |
| 48838 | $1,110 | $1,160 | $1,380 | $1,790 | $1,980 | +$80 (+6.2%) | 17% above |
| 48850 | $750 | $920 | $1,090 | $1,330 | $1,440 | +$70 (+6.9%) | 8% below |
| 48852 | $750 | $920 | $1,090 | $1,330 | $1,440 | +$30 (+2.8%) | 8% below |
| 48884 | $840 | $1,030 | $1,210 | $1,490 | $1,600 | −$20 (−1.6%) | 2% above |
| 48885 | $1,140 | $1,390 | $1,640 | $2,010 | $2,170 | +$410 (+33.3%) | 39% above |
| 48886 | $1,040 | $1,260 | $1,490 | $1,830 | $1,970 | +$110 (+8.0%) | 26% above |
| 48888 | $870 | $1,060 | $1,250 | $1,530 | $1,650 | +$10 (+0.8%) | 6% above |
| 48891 | $830 | $1,010 | $1,190 | $1,460 | $1,570 | +$30 (+2.6%) | 1% above |
| 49322 | $1,040 | $1,260 | $1,490 | $1,830 | $1,970 | −$130 (−8.0%) | 26% above |
| 49329 | $850 | $1,020 | $1,220 | $1,520 | $1,620 | −$50 (−3.9%) | 3% above |
| 49339 | $750 | $920 | $1,090 | $1,330 | $1,440 | −$100 (−8.4%) | 8% below |
| 49347 | $1,110 | $1,160 | $1,380 | $1,790 | $1,980 | +$50 (+3.8%) | 17% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.