Michigan · FIPS 26129 · HUD FY 2027
Ogemaw County, Michigan Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Ogemaw County is $1,033 a month (rent plus utilities), 24% below the Michigan average of $1,361 and 41% below the U.S. average of $1,761. That is up $44 (4.4%) from FY 2026. At 30% of income, a household needs about $41,320 a year to afford it.
- $1,0332-bedroom FMR+$44 (+4.4%) vs FY 2026
- $8411-bedroom FMRMichigan: $1,101 · U.S.: $1,478
- $41,320Income for a 2-bedroom$20/hour full-time
- 55 of 832BR rank in Michigan1 = highest rent
| Unit | Ogemaw County FY 2027 | FY 2026 | Change | Michigan avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $737 | $682 | +$55 (+8.1%) | $1,003 | $1,379 | $29,480 |
| 1 bedroom | $841 | $843 | −$2 (−0.2%) | $1,101 | $1,478 | $33,640 |
| 2 bedrooms | $1,033 | $989 | +$44 (+4.4%) | $1,361 | $1,761 | $41,320 |
| 3 bedrooms | $1,231 | $1,186 | +$45 (+3.8%) | $1,697 | $2,266 | $49,240 |
| 4 bedrooms | $1,358 | $1,309 | +$49 (+3.7%) | $1,873 | $2,607 | $54,320 |
How Ogemaw County compares
- Ogemaw County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Michigan, 2-bedroom FMRs run from $1,014 (Tuscola County) to $1,804 (Washtenaw County).
- Studio to 4-bedroom: $737, $841, $1,033, $1,231, $1,358. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 5 ZIP codes mostly in Ogemaw County (by land area), the 2-bedroom figure ranges from $1,010 to $1,060.
Small Area FMRs by ZIP code in Ogemaw County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 48635 | $790 | $880 | $1,050 | $1,310 | $1,490 | +$10 (+1.0%) | 2% above |
| 48654 | $720 | $820 | $1,010 | $1,220 | $1,360 | +$40 (+4.1%) | 2% below |
| 48661 | $740 | $850 | $1,040 | $1,240 | $1,370 | +$60 (+6.1%) | 1% above |
| 48756 | $740 | $850 | $1,040 | $1,240 | $1,370 | +$20 (+2.0%) | 1% above |
| 48761 | $790 | $870 | $1,060 | $1,400 | $1,550 | +$30 (+2.9%) | 3% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.