Michigan · FIPS 26133 · HUD FY 2027
Osceola County, Michigan Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Osceola County is $1,048 a month (rent plus utilities), 23% below the Michigan average of $1,361 and 40% below the U.S. average of $1,761. That is up $65 (6.6%) from FY 2026. At 30% of income, a household needs about $41,920 a year to afford it.
- $1,0482-bedroom FMR+$65 (+6.6%) vs FY 2026
- $8011-bedroom FMRMichigan: $1,101 · U.S.: $1,478
- $41,920Income for a 2-bedroom$20/hour full-time
- 50 of 832BR rank in Michigan1 = highest rent
| Unit | Osceola County FY 2027 | FY 2026 | Change | Michigan avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $748 | $744 | +$4 (+0.5%) | $1,003 | $1,379 | $29,920 |
| 1 bedroom | $801 | $749 | +$52 (+6.9%) | $1,101 | $1,478 | $32,040 |
| 2 bedrooms | $1,048 | $983 | +$65 (+6.6%) | $1,361 | $1,761 | $41,920 |
| 3 bedrooms | $1,249 | $1,182 | +$67 (+5.7%) | $1,697 | $2,266 | $49,960 |
| 4 bedrooms | $1,377 | $1,394 | −$17 (−1.2%) | $1,873 | $2,607 | $55,080 |
How Osceola County compares
- Osceola County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Michigan, 2-bedroom FMRs run from $1,014 (Tuscola County) to $1,804 (Washtenaw County).
- Studio to 4-bedroom: $748, $801, $1,048, $1,249, $1,377. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 7 ZIP codes mostly in Osceola County (by land area), the 2-bedroom figure ranges from $1,010 to $1,420.
Small Area FMRs by ZIP code in Osceola County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 49631 | $750 | $810 | $1,060 | $1,270 | $1,420 | +$50 (+5.0%) | 1% above |
| 49639 | $720 | $780 | $1,010 | $1,220 | $1,380 | +$40 (+4.1%) | 4% below |
| 49655 | $800 | $850 | $1,120 | $1,330 | $1,500 | +$130 (+13.1%) | 7% above |
| 49665 | $740 | $780 | $1,020 | $1,240 | $1,450 | +$50 (+5.2%) | 3% below |
| 49677 | $720 | $780 | $1,010 | $1,240 | $1,500 | +$40 (+4.1%) | 4% below |
| 49679 | $920 | $1,000 | $1,290 | $1,550 | $1,730 | −$20 (−1.5%) | 23% above |
| 49688 | $1,010 | $1,090 | $1,420 | $1,710 | $1,910 | +$150 (+11.8%) | 35% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.