Mississippi · FIPS 28029 · HUD FY 2027
Copiah County, Mississippi Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Copiah County is $1,289 a month (rent plus utilities), 19% above the Mississippi average of $1,087 and 27% below the U.S. average of $1,761. That is up $1 (0.1%) from FY 2026. At 30% of income, a household needs about $51,560 a year to afford it.
- $1,2892-bedroom FMR+$1 (+0.1%) vs FY 2026
- $1,1051-bedroom FMRMississippi: $928 · U.S.: $1,478
- $51,560Income for a 2-bedroom$25/hour full-time
- 5 of 822BR rank in Mississippi1 = highest rent
| Unit | Copiah County FY 2027 | FY 2026 | Change | Mississippi avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,099 | $1,091 | +$8 (+0.7%) | $883 | $1,379 | $43,960 |
| 1 bedroom | $1,105 | $1,097 | +$8 (+0.7%) | $928 | $1,478 | $44,200 |
| 2 bedrooms | $1,289 | $1,288 | +$1 (+0.1%) | $1,087 | $1,761 | $51,560 |
| 3 bedrooms | $1,536 | $1,544 | −$8 (−0.5%) | $1,371 | $2,266 | $61,440 |
| 4 bedrooms | $1,694 | $1,705 | −$11 (−0.6%) | $1,518 | $2,607 | $67,760 |
How Copiah County compares
- HUD sets this rent for the Jackson, MS metro FMR area, which covers 516,889 residents in 4 counties.
- Across Mississippi, 2-bedroom FMRs run from $905 (Yalobusha County) to $1,316 (Forrest County).
- Studio to 4-bedroom: $1,099, $1,105, $1,289, $1,536, $1,694. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 4 ZIP codes mostly in Copiah County (by land area), the 2-bedroom figure ranges from $910 to $1,040.
Small Area FMRs by ZIP code in Copiah County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 39059 | $770 | $780 | $910 | $1,080 | $1,190 | +$50 (+5.8%) | 29% below |
| 39078 | $770 | $780 | $910 | $1,080 | $1,190 | +$50 (+5.8%) | 29% below |
| 39083 | $770 | $780 | $910 | $1,080 | $1,190 | +$70 (+8.3%) | 29% below |
| 39191 | $860 | $870 | $1,040 | $1,280 | $1,370 | −$10 (−1.0%) | 19% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.