New Jersey · FIPS 34001 · HUD FY 2027
Atlantic County, New Jersey Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Atlantic County is $1,899 a month (rent plus utilities), 16% below the New Jersey average of $2,268 and 8% above the U.S. average of $1,761. That is up $32 (1.7%) from FY 2026. At 30% of income, a household needs about $75,960 a year to afford it.
- $1,8992-bedroom FMR+$32 (+1.7%) vs FY 2026
- $1,5671-bedroom FMRNew Jersey: $1,891 · U.S.: $1,478
- $75,960Income for a 2-bedroom$37/hour full-time
- 15 of 212BR rank in New Jersey1 = highest rent
| Unit | Atlantic County FY 2027 | FY 2026 | Change | New Jersey avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,378 | $1,346 | +$32 (+2.4%) | $1,725 | $1,379 | $55,120 |
| 1 bedroom | $1,567 | $1,537 | +$30 (+2.0%) | $1,891 | $1,478 | $62,680 |
| 2 bedrooms | $1,899 | $1,867 | +$32 (+1.7%) | $2,268 | $1,761 | $75,960 |
| 3 bedrooms | $2,578 | $2,586 | −$8 (−0.3%) | $2,793 | $2,266 | $103,120 |
| 4 bedrooms | $2,849 | $2,851 | −$2 (−0.1%) | $3,206 | $2,607 | $113,960 |
How Atlantic County compares
- HUD sets this rent for the Atlantic City-Hammonton, NJ metro FMR area, which covers 276,270 residents in 1 county.
- Across New Jersey, 2-bedroom FMRs run from $1,704 (Cumberland County) to $2,792 (Hudson County).
- Studio to 4-bedroom: $1,378, $1,567, $1,899, $2,578, $2,849. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 25 ZIP codes mostly in Atlantic County (by land area), the 2-bedroom figure ranges from $1,690 to $2,850.
Small Area FMRs by ZIP code in Atlantic County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 08037 | $1,340 | $1,510 | $1,830 | $2,430 | $2,690 | +$50 (+2.8%) | 4% below |
| 08201 | $1,730 | $1,960 | $2,380 | $3,230 | $3,570 | +$80 (+3.5%) | 25% above |
| 08203 | $1,470 | $1,670 | $2,020 | $2,740 | $3,030 | +$20 (+1.0%) | 6% above |
| 08205 | $1,540 | $1,750 | $2,120 | $2,880 | $3,180 | no change | 12% above |
| 08215 | $1,630 | $1,850 | $2,240 | $3,020 | $3,340 | +$40 (+1.8%) | 18% above |
| 08217 | $1,400 | $1,580 | $1,920 | $2,550 | $2,830 | +$50 (+2.7%) | 1% above |
| 08221 | $2,050 | $2,340 | $2,830 | $3,840 | $4,250 | +$70 (+2.5%) | 49% above |
| 08225 | $1,610 | $1,830 | $2,220 | $3,010 | $3,330 | +$110 (+5.2%) | 17% above |
| 08232 | $1,230 | $1,400 | $1,700 | $2,330 | $2,570 | +$20 (+1.2%) | 10% below |
| 08234 | $1,490 | $1,690 | $2,050 | $2,780 | $3,080 | +$10 (+0.5%) | 8% above |
| 08240 | $1,570 | $1,780 | $2,160 | $2,920 | $3,230 | +$20 (+0.9%) | 14% above |
| 08241 | $2,020 | $2,290 | $2,780 | $3,770 | $4,170 | +$590 (+26.9%) | 46% above |
| 08244 | $1,300 | $1,480 | $1,790 | $2,430 | $2,690 | +$30 (+1.7%) | 6% below |
| 08310 | $1,220 | $1,390 | $1,690 | $2,330 | $2,570 | +$140 (+9.0%) | 11% below |
| 08317 | $1,440 | $1,630 | $1,970 | $2,690 | $2,940 | +$10 (+0.5%) | 4% above |
| 08319 | $1,300 | $1,390 | $1,690 | $2,330 | $2,570 | +$30 (+1.8%) | 11% below |
| 08326 | $1,580 | $1,800 | $2,180 | $3,010 | $3,320 | −$230 (−9.5%) | 15% above |
| 08330 | $1,580 | $1,800 | $2,180 | $2,960 | $3,270 | +$40 (+1.9%) | 15% above |
| 08341 | $1,220 | $1,390 | $1,690 | $2,330 | $2,570 | +$140 (+9.0%) | 11% below |
| 08346 | $1,480 | $1,660 | $2,000 | $2,590 | $2,870 | +$50 (+2.6%) | 5% above |
| 08350 | $1,240 | $1,400 | $1,690 | $2,330 | $2,570 | +$20 (+1.2%) | 11% below |
| 08401 | $1,220 | $1,390 | $1,690 | $2,330 | $2,570 | +$70 (+4.3%) | 11% below |
| 08402 | $1,510 | $1,720 | $2,080 | $2,820 | $3,120 | −$40 (−1.9%) | 10% above |
| 08403 | $2,070 | $2,350 | $2,850 | $3,870 | $4,280 | +$50 (+1.8%) | 50% above |
| 08406 | $1,450 | $1,650 | $2,000 | $2,710 | $3,000 | −$90 (−4.3%) | 5% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.