New Jersey · FIPS 34011 · HUD FY 2027
Cumberland County, New Jersey Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Cumberland County is $1,704 a month (rent plus utilities), 25% below the New Jersey average of $2,268 and 3% below the U.S. average of $1,761. That is up $31 (1.9%) from FY 2026. At 30% of income, a household needs about $68,160 a year to afford it.
- $1,7042-bedroom FMR+$31 (+1.9%) vs FY 2026
- $1,4201-bedroom FMRNew Jersey: $1,891 · U.S.: $1,478
- $68,160Income for a 2-bedroom$33/hour full-time
- 21 of 212BR rank in New Jersey1 = highest rent
| Unit | Cumberland County FY 2027 | FY 2026 | Change | New Jersey avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,288 | $1,280 | +$8 (+0.6%) | $1,725 | $1,379 | $51,520 |
| 1 bedroom | $1,420 | $1,375 | +$45 (+3.3%) | $1,891 | $1,478 | $56,800 |
| 2 bedrooms | $1,704 | $1,673 | +$31 (+1.9%) | $2,268 | $1,761 | $68,160 |
| 3 bedrooms | $2,360 | $2,303 | +$57 (+2.5%) | $2,793 | $2,266 | $94,400 |
| 4 bedrooms | $2,478 | $2,311 | +$167 (+7.2%) | $3,206 | $2,607 | $99,120 |
How Cumberland County compares
- HUD sets this rent for the Vineland, NJ metro FMR area, which covers 153,305 residents in 1 county.
- Across New Jersey, 2-bedroom FMRs run from $1,704 (Cumberland County) to $2,792 (Hudson County).
- Studio to 4-bedroom: $1,288, $1,420, $1,704, $2,360, $2,478. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 19 ZIP codes mostly in Cumberland County (by land area), the 2-bedroom figure ranges from $1,510 to $2,210.
Small Area FMRs by ZIP code in Cumberland County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 08302 | $1,320 | $1,460 | $1,750 | $2,410 | $2,530 | +$60 (+3.6%) | 3% above |
| 08311 | $1,260 | $1,390 | $1,670 | $2,310 | $2,430 | +$30 (+1.8%) | 2% below |
| 08314 | $1,280 | $1,420 | $1,700 | $2,350 | $2,470 | +$30 (+1.8%) | about the same as |
| 08316 | $1,330 | $1,450 | $1,740 | $2,390 | $2,500 | +$40 (+2.4%) | 2% above |
| 08320 | $1,320 | $1,460 | $1,750 | $2,410 | $2,530 | +$60 (+3.6%) | 3% above |
| 08321 | $1,520 | $1,670 | $2,010 | $2,780 | $2,920 | +$70 (+3.6%) | 18% above |
| 08323 | $1,160 | $1,240 | $1,510 | $2,080 | $2,080 | +$70 (+4.9%) | 11% below |
| 08324 | $1,280 | $1,420 | $1,700 | $2,350 | $2,470 | +$30 (+1.8%) | about the same as |
| 08327 | $1,280 | $1,420 | $1,700 | $2,350 | $2,470 | +$30 (+1.8%) | about the same as |
| 08329 | $1,620 | $1,780 | $2,140 | $2,960 | $3,110 | +$90 (+4.4%) | 26% above |
| 08332 | $1,260 | $1,390 | $1,670 | $2,310 | $2,430 | +$40 (+2.5%) | 2% below |
| 08340 | $1,220 | $1,390 | $1,690 | $2,330 | $2,570 | +$30 (+1.8%) | 1% below |
| 08345 | $1,450 | $1,600 | $1,920 | $2,660 | $2,790 | +$50 (+2.7%) | 13% above |
| 08348 | $1,260 | $1,390 | $1,670 | $2,310 | $2,430 | +$40 (+2.5%) | 2% below |
| 08349 | $1,670 | $1,840 | $2,210 | $3,060 | $3,210 | +$100 (+4.7%) | 30% above |
| 08352 | $1,690 | $1,810 | $2,200 | $3,030 | $3,040 | −$240 (−9.8%) | 29% above |
| 08353 | $1,320 | $1,460 | $1,750 | $2,410 | $2,530 | +$300 (+20.7%) | 3% above |
| 08360 | $1,220 | $1,340 | $1,610 | $2,220 | $2,340 | +$20 (+1.3%) | 6% below |
| 08361 | $1,410 | $1,560 | $1,870 | $2,590 | $2,720 | +$40 (+2.2%) | 10% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.