New Jersey · FIPS 34015 · HUD FY 2027
Gloucester County, New Jersey Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Gloucester County is $1,860 a month (rent plus utilities), 18% below the New Jersey average of $2,268 and 6% above the U.S. average of $1,761. That is up $50 (2.8%) from FY 2026. At 30% of income, a household needs about $74,400 a year to afford it.
- $1,8602-bedroom FMR+$50 (+2.8%) vs FY 2026
- $1,5581-bedroom FMRNew Jersey: $1,891 · U.S.: $1,478
- $74,400Income for a 2-bedroom$36/hour full-time
- 16 of 212BR rank in New Jersey1 = highest rent
| Unit | Gloucester County FY 2027 | FY 2026 | Change | New Jersey avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,438 | $1,397 | +$41 (+2.9%) | $1,725 | $1,379 | $57,520 |
| 1 bedroom | $1,558 | $1,520 | +$38 (+2.5%) | $1,891 | $1,478 | $62,320 |
| 2 bedrooms | $1,860 | $1,810 | +$50 (+2.8%) | $2,268 | $1,761 | $74,400 |
| 3 bedrooms | $2,216 | $2,170 | +$46 (+2.1%) | $2,793 | $2,266 | $88,640 |
| 4 bedrooms | $2,445 | $2,423 | +$22 (+0.9%) | $3,206 | $2,607 | $97,800 |
How Gloucester County compares
- HUD sets this rent for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro FMR area, which covers 6,272,014 residents in 11 counties.
- Across New Jersey, 2-bedroom FMRs run from $1,704 (Cumberland County) to $2,792 (Hudson County).
- Studio to 4-bedroom: $1,438, $1,558, $1,860, $2,216, $2,445. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 26 ZIP codes mostly in Gloucester County (by land area), the 2-bedroom figure ranges from $1,550 to $2,360.
Small Area FMRs by ZIP code in Gloucester County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 08014 | $1,640 | $1,780 | $2,130 | $2,530 | $2,790 | +$10 (+0.5%) | 15% above |
| 08020 | $1,600 | $1,730 | $2,060 | $2,460 | $2,710 | +$50 (+2.5%) | 11% above |
| 08027 | $1,410 | $1,520 | $1,820 | $2,170 | $2,390 | no change | 2% below |
| 08028 | $1,620 | $1,750 | $2,090 | $2,490 | $2,750 | +$20 (+1.0%) | 12% above |
| 08032 | $1,600 | $1,730 | $2,070 | $2,470 | $2,720 | +$60 (+3.0%) | 11% above |
| 08039 | $1,490 | $1,610 | $1,920 | $2,290 | $2,530 | −$60 (−3.0%) | 3% above |
| 08051 | $1,720 | $1,860 | $2,220 | $2,650 | $2,920 | +$110 (+5.2%) | 19% above |
| 08056 | $1,450 | $1,570 | $1,880 | $2,240 | $2,470 | −$40 (−2.1%) | 1% above |
| 08061 | $1,480 | $1,610 | $1,910 | $2,320 | $2,670 | −$210 (−9.9%) | 3% above |
| 08062 | $1,210 | $1,310 | $1,560 | $1,860 | $2,050 | −$90 (−5.5%) | 16% below |
| 08063 | $1,290 | $1,400 | $1,670 | $1,990 | $2,190 | −$20 (−1.2%) | 10% below |
| 08066 | $1,200 | $1,300 | $1,550 | $1,850 | $2,040 | +$70 (+4.7%) | 17% below |
| 08071 | $1,450 | $1,570 | $1,870 | $2,230 | $2,460 | +$30 (+1.6%) | 1% above |
| 08074 | $1,350 | $1,470 | $1,750 | $2,100 | $2,340 | −$190 (−9.8%) | 6% below |
| 08080 | $1,700 | $1,840 | $2,200 | $2,620 | $2,890 | +$20 (+0.9%) | 18% above |
| 08085 | $1,820 | $1,980 | $2,360 | $2,810 | $3,100 | −$20 (−0.8%) | 27% above |
| 08086 | $1,700 | $1,840 | $2,200 | $2,620 | $2,890 | +$20 (+0.9%) | 18% above |
| 08090 | $1,590 | $1,730 | $2,060 | $2,460 | $2,710 | +$50 (+2.5%) | 11% above |
| 08093 | $1,250 | $1,360 | $1,620 | $1,930 | $2,130 | −$30 (−1.8%) | 13% below |
| 08094 | $1,460 | $1,590 | $1,900 | $2,290 | $2,530 | +$60 (+3.3%) | 2% above |
| 08096 | $1,540 | $1,670 | $1,990 | $2,370 | $2,620 | +$60 (+3.1%) | 7% above |
| 08097 | $1,320 | $1,430 | $1,710 | $2,040 | $2,250 | +$40 (+2.4%) | 8% below |
| 08312 | $1,240 | $1,340 | $1,600 | $1,910 | $2,100 | −$20 (−1.2%) | 14% below |
| 08322 | $1,540 | $1,670 | $1,990 | $2,370 | $2,620 | +$40 (+2.1%) | 7% above |
| 08328 | $1,500 | $1,620 | $1,940 | $2,340 | $2,570 | +$10 (+0.5%) | 4% above |
| 08344 | $1,440 | $1,560 | $1,870 | $2,290 | $2,500 | −$30 (−1.6%) | 1% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.