New Jersey · FIPS 34023 · HUD FY 2027
Middlesex County, New Jersey Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Middlesex County is $2,623 a month (rent plus utilities), 16% above the New Jersey average of $2,268 and 49% above the U.S. average of $1,761. That is up $137 (5.5%) from FY 2026. At 30% of income, a household needs about $104,920 a year to afford it.
- $2,6232-bedroom FMR+$137 (+5.5%) vs FY 2026
- $2,1031-bedroom FMRNew Jersey: $1,891 · U.S.: $1,478
- $104,920Income for a 2-bedroom$50/hour full-time
- 2 of 212BR rank in New Jersey1 = highest rent
| Unit | Middlesex County FY 2027 | FY 2026 | Change | New Jersey avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,953 | $1,804 | +$149 (+8.3%) | $1,725 | $1,379 | $78,120 |
| 1 bedroom | $2,103 | $1,978 | +$125 (+6.3%) | $1,891 | $1,478 | $84,120 |
| 2 bedrooms | $2,623 | $2,486 | +$137 (+5.5%) | $2,268 | $1,761 | $104,920 |
| 3 bedrooms | $3,125 | $2,981 | +$144 (+4.8%) | $2,793 | $2,266 | $125,000 |
| 4 bedrooms | $3,508 | $3,296 | +$212 (+6.4%) | $3,206 | $2,607 | $140,320 |
How Middlesex County compares
- HUD sets this rent for the Middlesex-Somerset-Hunterdon, NJ metro FMR area, which covers 1,351,296 residents in 3 counties.
- Across New Jersey, 2-bedroom FMRs run from $1,704 (Cumberland County) to $2,792 (Hudson County).
- Studio to 4-bedroom: $1,953, $2,103, $2,623, $3,125, $3,508. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 36 ZIP codes mostly in Middlesex County (by land area), the 2-bedroom figure ranges from $2,240 to $2,980.
Small Area FMRs by ZIP code in Middlesex County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 07001 | $2,020 | $2,170 | $2,710 | $3,230 | $3,620 | +$170 (+6.7%) | 3% above |
| 07008 | $2,140 | $2,310 | $2,880 | $3,430 | $3,850 | +$190 (+7.1%) | 10% above |
| 07064 | $1,930 | $2,080 | $2,590 | $3,090 | $3,460 | +$120 (+4.9%) | 1% below |
| 07067 | $2,080 | $2,250 | $2,800 | $3,340 | $3,740 | +$200 (+7.7%) | 7% above |
| 07077 | $1,630 | $1,790 | $2,240 | $2,690 | $2,970 | +$270 (+13.7%) | 15% below |
| 07080 | $2,050 | $2,210 | $2,760 | $3,290 | $3,690 | +$170 (+6.6%) | 5% above |
| 07095 | $2,180 | $2,350 | $2,930 | $3,490 | $3,920 | +$120 (+4.3%) | 12% above |
| 07747 | $1,870 | $2,050 | $2,540 | $3,180 | $3,530 | −$50 (−1.9%) | 3% below |
| 08512 | $1,630 | $1,790 | $2,250 | $2,720 | $3,050 | +$160 (+7.7%) | 14% below |
| 08536 | $2,030 | $2,180 | $2,720 | $3,240 | $3,640 | +$160 (+6.2%) | 4% above |
| 08810 | $2,140 | $2,300 | $2,870 | $3,420 | $3,840 | +$160 (+5.9%) | 9% above |
| 08816 | $2,170 | $2,340 | $2,920 | $3,480 | $3,910 | +$160 (+5.8%) | 11% above |
| 08817 | $2,080 | $2,240 | $2,790 | $3,320 | $3,730 | +$230 (+9.0%) | 6% above |
| 08820 | $2,140 | $2,300 | $2,870 | $3,420 | $3,840 | +$160 (+5.9%) | 9% above |
| 08824 | $2,220 | $2,390 | $2,980 | $3,550 | $3,990 | +$10 (+0.3%) | 14% above |
| 08828 | $2,120 | $2,290 | $2,850 | $3,400 | $3,810 | +$210 (+8.0%) | 9% above |
| 08830 | $2,150 | $2,320 | $2,890 | $3,440 | $3,870 | +$120 (+4.3%) | 10% above |
| 08831 | $1,940 | $2,080 | $2,600 | $3,100 | $3,480 | +$170 (+7.0%) | 1% below |
| 08832 | $1,840 | $1,980 | $2,470 | $2,940 | $3,300 | +$100 (+4.2%) | 6% below |
| 08837 | $1,860 | $2,000 | $2,500 | $2,980 | $3,340 | +$130 (+5.5%) | 5% below |
| 08840 | $2,180 | $2,350 | $2,930 | $3,490 | $3,920 | +$90 (+3.2%) | 12% above |
| 08846 | $1,630 | $1,790 | $2,240 | $2,690 | $2,970 | +$30 (+1.4%) | 15% below |
| 08850 | $1,790 | $1,930 | $2,410 | $2,870 | $3,220 | −$30 (−1.2%) | 8% below |
| 08852 | $2,000 | $2,160 | $2,690 | $3,210 | $3,600 | +$120 (+4.7%) | 3% above |
| 08854 | $2,110 | $2,280 | $2,840 | $3,380 | $3,800 | +$180 (+6.8%) | 8% above |
| 08857 | $1,740 | $1,880 | $2,340 | $2,790 | $3,130 | +$160 (+7.3%) | 11% below |
| 08859 | $1,720 | $1,850 | $2,310 | $2,750 | $3,090 | +$140 (+6.5%) | 12% below |
| 08861 | $1,680 | $1,800 | $2,250 | $2,690 | $3,010 | +$170 (+8.2%) | 14% below |
| 08863 | $2,040 | $2,200 | $2,740 | $3,260 | $3,660 | +$110 (+4.2%) | 4% above |
| 08872 | $1,640 | $1,790 | $2,240 | $2,690 | $2,970 | +$220 (+10.9%) | 15% below |
| 08879 | $1,800 | $1,940 | $2,420 | $2,880 | $3,240 | +$120 (+5.2%) | 8% below |
| 08882 | $1,760 | $1,890 | $2,360 | $2,810 | $3,160 | +$130 (+5.8%) | 10% below |
| 08884 | $1,630 | $1,790 | $2,240 | $2,690 | $2,970 | +$280 (+14.3%) | 15% below |
| 08901 | $1,900 | $2,040 | $2,550 | $3,040 | $3,410 | +$170 (+7.1%) | 3% below |
| 08902 | $2,200 | $2,370 | $2,950 | $3,510 | $3,950 | +$210 (+7.7%) | 12% above |
| 08904 | $1,940 | $2,090 | $2,610 | $3,110 | $3,490 | +$130 (+5.2%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.