New Jersey · FIPS 34039 · HUD FY 2027
Union County, New Jersey Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Union County is $2,233 a month (rent plus utilities), 2% below the New Jersey average of $2,268 and 27% above the U.S. average of $1,761. That is up $28 (1.3%) from FY 2026. At 30% of income, a household needs about $89,320 a year to afford it.
- $2,2332-bedroom FMR+$28 (+1.3%) vs FY 2026
- $1,8501-bedroom FMRNew Jersey: $1,891 · U.S.: $1,478
- $89,320Income for a 2-bedroom$43/hour full-time
- 10 of 212BR rank in New Jersey1 = highest rent
| Unit | Union County FY 2027 | FY 2026 | Change | New Jersey avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,637 | $1,612 | +$25 (+1.6%) | $1,725 | $1,379 | $65,480 |
| 1 bedroom | $1,850 | $1,822 | +$28 (+1.5%) | $1,891 | $1,478 | $74,000 |
| 2 bedrooms | $2,233 | $2,205 | +$28 (+1.3%) | $2,268 | $1,761 | $89,320 |
| 3 bedrooms | $2,785 | $2,761 | +$24 (+0.9%) | $2,793 | $2,266 | $111,400 |
| 4 bedrooms | $3,188 | $3,137 | +$51 (+1.6%) | $3,206 | $2,607 | $127,520 |
How Union County compares
- HUD sets this rent for the Newark, NJ metro FMR area, which covers 2,102,627 residents in 4 counties.
- Across New Jersey, 2-bedroom FMRs run from $1,704 (Cumberland County) to $2,792 (Hudson County).
- Studio to 4-bedroom: $1,637, $1,850, $2,233, $2,785, $3,188. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 26 ZIP codes mostly in Union County (by land area), the 2-bedroom figure ranges from $1,990 to $3,130.
Small Area FMRs by ZIP code in Union County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 07016 | $2,100 | $2,380 | $2,870 | $3,580 | $4,100 | +$80 (+2.9%) | 29% above |
| 07023 | $2,300 | $2,590 | $3,130 | $3,900 | $4,470 | +$70 (+2.3%) | 40% above |
| 07027 | $1,650 | $1,860 | $2,250 | $2,810 | $3,210 | −$50 (−2.2%) | 1% above |
| 07033 | $1,990 | $2,250 | $2,710 | $3,380 | $3,870 | −$60 (−2.2%) | 21% above |
| 07036 | $1,580 | $1,790 | $2,160 | $2,690 | $3,080 | +$80 (+3.8%) | 3% below |
| 07060 | $1,740 | $1,930 | $2,360 | $2,890 | $3,280 | +$100 (+4.4%) | 6% above |
| 07062 | $1,810 | $2,040 | $2,470 | $3,070 | $3,510 | +$130 (+5.6%) | 11% above |
| 07063 | $1,790 | $2,000 | $2,430 | $3,000 | $3,420 | +$60 (+2.5%) | 9% above |
| 07065 | $1,800 | $2,040 | $2,460 | $3,070 | $3,510 | +$100 (+4.2%) | 10% above |
| 07066 | $1,740 | $1,960 | $2,370 | $2,960 | $3,380 | +$30 (+1.3%) | 6% above |
| 07076 | $1,890 | $2,140 | $2,580 | $3,220 | $3,680 | +$40 (+1.6%) | 16% above |
| 07081 | $2,150 | $2,430 | $2,930 | $3,650 | $4,180 | +$10 (+0.3%) | 31% above |
| 07083 | $2,000 | $2,260 | $2,730 | $3,400 | $3,900 | +$90 (+3.4%) | 22% above |
| 07088 | $2,050 | $2,310 | $2,790 | $3,480 | $3,980 | +$130 (+4.9%) | 25% above |
| 07090 | $2,240 | $2,540 | $3,060 | $3,820 | $4,370 | no change | 37% above |
| 07092 | $2,170 | $2,460 | $2,960 | $3,690 | $4,230 | +$10 (+0.3%) | 33% above |
| 07201 | $1,460 | $1,640 | $1,990 | $2,490 | $2,830 | +$60 (+3.1%) | 11% below |
| 07202 | $1,600 | $1,810 | $2,180 | $2,720 | $3,110 | +$120 (+5.8%) | 2% below |
| 07203 | $1,510 | $1,710 | $2,060 | $2,570 | $2,940 | +$20 (+1.0%) | 8% below |
| 07204 | $1,540 | $1,740 | $2,100 | $2,620 | $3,000 | +$50 (+2.4%) | 6% below |
| 07205 | $1,680 | $1,900 | $2,290 | $2,860 | $3,270 | +$70 (+3.2%) | 3% above |
| 07206 | $1,550 | $1,760 | $2,120 | $2,640 | $3,030 | +$140 (+7.1%) | 5% below |
| 07208 | $1,560 | $1,760 | $2,130 | $2,660 | $3,040 | +$80 (+3.9%) | 5% below |
| 07901 | $2,220 | $2,510 | $3,030 | $3,780 | $4,330 | +$30 (+1.0%) | 36% above |
| 07922 | $2,180 | $2,420 | $2,960 | $3,620 | $4,110 | +$10 (+0.3%) | 33% above |
| 07974 | $1,920 | $2,170 | $2,620 | $3,270 | $3,740 | −$90 (−3.3%) | 17% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.