New York · FIPS 36021 · HUD FY 2027
Columbia County, New York Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Columbia County is $1,503 a month (rent plus utilities), 37% below the New York average of $2,402 and 15% below the U.S. average of $1,761. That is up $69 (4.8%) from FY 2026. At 30% of income, a household needs about $60,120 a year to afford it.
- $1,5032-bedroom FMR+$69 (+4.8%) vs FY 2026
- $1,3001-bedroom FMRNew York: $2,120 · U.S.: $1,478
- $60,120Income for a 2-bedroom$29/hour full-time
- 20 of 622BR rank in New York1 = highest rent
| Unit | Columbia County FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,259 | $1,249 | +$10 (+0.8%) | $1,968 | $1,379 | $50,360 |
| 1 bedroom | $1,300 | $1,263 | +$37 (+2.9%) | $2,120 | $1,478 | $52,000 |
| 2 bedrooms | $1,503 | $1,434 | +$69 (+4.8%) | $2,402 | $1,761 | $60,120 |
| 3 bedrooms | $1,837 | $1,730 | +$107 (+6.2%) | $3,028 | $2,266 | $73,480 |
| 4 bedrooms | $1,975 | $1,899 | +$76 (+4.0%) | $3,310 | $2,607 | $79,000 |
How Columbia County compares
- Columbia County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
- Studio to 4-bedroom: $1,259, $1,300, $1,503, $1,837, $1,975. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 31 ZIP codes mostly in Columbia County (by land area), the 2-bedroom figure ranges from $1,300 to $2,250.
Small Area FMRs by ZIP code in Columbia County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 12017 | $1,350 | $1,390 | $1,640 | $2,050 | $2,270 | +$50 (+3.1%) | 9% above |
| 12024 | $1,200 | $1,340 | $1,580 | $1,900 | $2,080 | +$20 (+1.3%) | 5% above |
| 12029 | $1,530 | $1,580 | $1,830 | $2,240 | $2,410 | +$150 (+8.9%) | 22% above |
| 12037 | $1,130 | $1,140 | $1,300 | $1,560 | $1,710 | +$40 (+3.2%) | 14% below |
| 12060 | $1,880 | $1,950 | $2,250 | $2,750 | $2,960 | +$100 (+4.7%) | 50% above |
| 12075 | $1,350 | $1,390 | $1,610 | $1,970 | $2,120 | +$40 (+2.5%) | 7% above |
| 12106 | $1,200 | $1,240 | $1,430 | $1,750 | $1,880 | −$60 (−4.0%) | 5% below |
| 12115 | $1,130 | $1,160 | $1,360 | $1,640 | $1,790 | +$10 (+0.7%) | 10% below |
| 12125 | $1,130 | $1,140 | $1,300 | $1,560 | $1,710 | +$80 (+6.6%) | 14% below |
| 12130 | $1,140 | $1,180 | $1,360 | $1,660 | $1,790 | +$30 (+2.3%) | 10% below |
| 12132 | $1,130 | $1,170 | $1,360 | $1,650 | $1,790 | +$20 (+1.5%) | 10% below |
| 12136 | $1,450 | $1,500 | $1,730 | $2,120 | $2,280 | +$50 (+3.0%) | 15% above |
| 12165 | $1,130 | $1,140 | $1,300 | $1,560 | $1,710 | +$40 (+3.2%) | 14% below |
| 12172 | $1,410 | $1,450 | $1,680 | $2,050 | $2,210 | +$390 (+30.2%) | 12% above |
| 12173 | $1,160 | $1,200 | $1,390 | $1,700 | $1,830 | no change | 8% below |
| 12174 | $1,180 | $1,220 | $1,410 | $1,720 | $1,850 | −$10 (−0.7%) | 6% below |
| 12184 | $1,140 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 2% above |
| 12195 | $1,370 | $1,420 | $1,640 | $2,000 | $2,150 | +$30 (+1.9%) | 9% above |
| 12502 | $1,130 | $1,160 | $1,340 | $1,640 | $1,760 | −$80 (−5.6%) | 11% below |
| 12503 | $1,280 | $1,290 | $1,460 | $1,770 | $1,950 | −$160 (−9.9%) | 3% below |
| 12513 | $1,410 | $1,450 | $1,680 | $2,050 | $2,210 | +$120 (+7.7%) | 12% above |
| 12516 | $1,130 | $1,190 | $1,400 | $1,730 | $1,850 | +$60 (+4.5%) | 7% below |
| 12517 | $1,160 | $1,200 | $1,390 | $1,700 | $1,830 | +$80 (+6.1%) | 8% below |
| 12521 | $1,710 | $1,760 | $2,040 | $2,490 | $2,680 | no change | 36% above |
| 12523 | $1,210 | $1,250 | $1,440 | $1,760 | $1,890 | +$80 (+5.9%) | 4% below |
| 12526 | $1,360 | $1,400 | $1,620 | $1,980 | $2,130 | +$40 (+2.5%) | 8% above |
| 12529 | $1,130 | $1,170 | $1,350 | $1,650 | $1,770 | +$90 (+7.1%) | 10% below |
| 12530 | $1,560 | $1,600 | $1,850 | $2,260 | $2,440 | +$60 (+3.4%) | 23% above |
| 12534 | $1,410 | $1,450 | $1,680 | $2,050 | $2,210 | +$120 (+7.7%) | 12% above |
| 12544 | $1,390 | $1,430 | $1,660 | $2,030 | $2,190 | +$100 (+6.4%) | 10% above |
| 12565 | $1,170 | $1,210 | $1,400 | $1,710 | $1,840 | +$110 (+8.5%) | 7% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.