New York · FIPS 36027 · HUD FY 2027
Dutchess County, New York Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Dutchess County is $2,131 a month (rent plus utilities), 11% below the New York average of $2,402 and 21% above the U.S. average of $1,761. That is up $152 (7.7%) from FY 2026. At 30% of income, a household needs about $85,240 a year to afford it.
- $2,1312-bedroom FMR+$152 (+7.7%) vs FY 2026
- $1,6591-bedroom FMRNew York: $2,120 · U.S.: $1,478
- $85,240Income for a 2-bedroom$41/hour full-time
- 11 of 622BR rank in New York1 = highest rent
| Unit | Dutchess County FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,484 | $1,364 | +$120 (+8.8%) | $1,968 | $1,379 | $59,360 |
| 1 bedroom | $1,659 | $1,549 | +$110 (+7.1%) | $2,120 | $1,478 | $66,360 |
| 2 bedrooms | $2,131 | $1,979 | +$152 (+7.7%) | $2,402 | $1,761 | $85,240 |
| 3 bedrooms | $2,685 | $2,511 | +$174 (+6.9%) | $3,028 | $2,266 | $107,400 |
| 4 bedrooms | $2,824 | $2,694 | +$130 (+4.8%) | $3,310 | $2,607 | $112,960 |
How Dutchess County compares
- HUD sets this rent for the Kiryas Joel-Poughkeepsie-Newburgh, NY metro FMR area, which covers 704,836 residents in 2 counties.
- Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
- Studio to 4-bedroom: $1,484, $1,659, $2,131, $2,685, $2,824. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 34 ZIP codes mostly in Dutchess County (by land area), the 2-bedroom figure ranges from $1,790 to $3,010.
Small Area FMRs by ZIP code in Dutchess County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 12501 | $1,260 | $1,410 | $1,810 | $2,280 | $2,430 | +$90 (+5.2%) | 15% below |
| 12504 | $1,480 | $1,640 | $2,100 | $2,640 | $2,780 | +$150 (+7.7%) | 1% below |
| 12507 | $2,100 | $2,340 | $3,010 | $3,790 | $3,990 | +$360 (+13.6%) | 41% above |
| 12508 | $1,610 | $1,800 | $2,310 | $2,910 | $3,060 | +$160 (+7.4%) | 8% above |
| 12512 | $1,570 | $1,750 | $2,250 | $2,840 | $2,980 | +$130 (+6.1%) | 6% above |
| 12514 | $1,230 | $1,400 | $1,790 | $2,260 | $2,430 | +$60 (+3.5%) | 16% below |
| 12522 | $1,250 | $1,400 | $1,790 | $2,260 | $2,430 | +$70 (+4.1%) | 16% below |
| 12524 | $2,280 | $2,390 | $2,620 | $3,280 | $3,570 | +$110 (+4.4%) | 23% above |
| 12527 | $1,620 | $1,810 | $2,320 | $2,930 | $3,080 | +$170 (+7.9%) | 9% above |
| 12531 | $2,280 | $2,390 | $2,620 | $3,280 | $3,570 | +$110 (+4.4%) | 23% above |
| 12533 | $2,280 | $2,390 | $2,620 | $3,280 | $3,570 | +$110 (+4.4%) | 23% above |
| 12538 | $1,230 | $1,400 | $1,790 | $2,260 | $2,430 | +$70 (+4.1%) | 16% below |
| 12540 | $1,940 | $2,170 | $2,790 | $3,520 | $3,700 | +$290 (+11.6%) | 31% above |
| 12545 | $1,230 | $1,400 | $1,790 | $2,260 | $2,430 | +$70 (+4.1%) | 16% below |
| 12546 | $1,240 | $1,400 | $1,790 | $2,260 | $2,430 | +$70 (+4.1%) | 16% below |
| 12564 | $2,280 | $2,390 | $2,620 | $3,280 | $3,570 | +$110 (+4.4%) | 23% above |
| 12567 | $1,430 | $1,580 | $2,000 | $2,500 | $2,640 | +$90 (+4.7%) | 6% below |
| 12569 | $1,760 | $1,970 | $2,530 | $3,190 | $3,350 | +$200 (+8.6%) | 19% above |
| 12570 | $1,600 | $1,790 | $2,300 | $2,900 | $3,050 | +$90 (+4.1%) | 8% above |
| 12571 | $1,320 | $1,460 | $1,870 | $2,350 | $2,480 | +$100 (+5.6%) | 12% below |
| 12572 | $1,480 | $1,660 | $2,130 | $2,680 | $2,820 | +$140 (+7.0%) | about the same as |
| 12574 | $1,480 | $1,660 | $2,130 | $2,680 | $2,820 | +$140 (+7.0%) | about the same as |
| 12578 | $1,500 | $1,680 | $2,160 | $2,720 | $2,860 | +$120 (+5.9%) | 1% above |
| 12580 | $1,230 | $1,400 | $1,790 | $2,260 | $2,430 | +$70 (+4.1%) | 16% below |
| 12581 | $1,230 | $1,400 | $1,790 | $2,260 | $2,430 | +$70 (+4.1%) | 16% below |
| 12582 | $2,280 | $2,390 | $2,620 | $3,280 | $3,570 | +$110 (+4.4%) | 23% above |
| 12583 | $1,650 | $1,790 | $2,220 | $2,780 | $2,940 | +$60 (+2.8%) | 4% above |
| 12585 | $1,530 | $1,710 | $2,190 | $2,770 | $2,910 | +$160 (+7.9%) | 3% above |
| 12590 | $1,570 | $1,750 | $2,250 | $2,840 | $2,980 | +$130 (+6.1%) | 6% above |
| 12592 | $1,230 | $1,400 | $1,790 | $2,260 | $2,430 | +$70 (+4.1%) | 16% below |
| 12594 | $1,230 | $1,400 | $1,790 | $2,260 | $2,430 | +$70 (+4.1%) | 16% below |
| 12601 | $1,360 | $1,520 | $1,950 | $2,460 | $2,580 | +$170 (+9.6%) | 8% below |
| 12603 | $1,540 | $1,720 | $2,210 | $2,790 | $2,930 | +$160 (+7.8%) | 4% above |
| 12604 | $1,540 | $1,720 | $2,210 | $2,790 | $2,930 | +$160 (+7.8%) | 4% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.