New York · FIPS 36071 · HUD FY 2027
Orange County, New York Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Orange County is $2,131 a month (rent plus utilities), 11% below the New York average of $2,402 and 21% above the U.S. average of $1,761. That is up $152 (7.7%) from FY 2026. At 30% of income, a household needs about $85,240 a year to afford it.
- $2,1312-bedroom FMR+$152 (+7.7%) vs FY 2026
- $1,6591-bedroom FMRNew York: $2,120 · U.S.: $1,478
- $85,240Income for a 2-bedroom$41/hour full-time
- 11 of 622BR rank in New York1 = highest rent
| Unit | Orange County FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,484 | $1,364 | +$120 (+8.8%) | $1,968 | $1,379 | $59,360 |
| 1 bedroom | $1,659 | $1,549 | +$110 (+7.1%) | $2,120 | $1,478 | $66,360 |
| 2 bedrooms | $2,131 | $1,979 | +$152 (+7.7%) | $2,402 | $1,761 | $85,240 |
| 3 bedrooms | $2,685 | $2,511 | +$174 (+6.9%) | $3,028 | $2,266 | $107,400 |
| 4 bedrooms | $2,824 | $2,694 | +$130 (+4.8%) | $3,310 | $2,607 | $112,960 |
How Orange County compares
- HUD sets this rent for the Kiryas Joel-Poughkeepsie-Newburgh, NY metro FMR area, which covers 704,836 residents in 2 counties.
- Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
- Studio to 4-bedroom: $1,484, $1,659, $2,131, $2,685, $2,824. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 46 ZIP codes mostly in Orange County (by land area), the 2-bedroom figure ranges from $1,790 to $2,890.
Small Area FMRs by ZIP code in Orange County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 10910 | $1,510 | $1,690 | $2,170 | $2,730 | $2,880 | +$150 (+7.4%) | 2% above |
| 10914 | $1,540 | $1,720 | $2,210 | $2,780 | $2,920 | +$160 (+7.8%) | 4% above |
| 10915 | $1,510 | $1,690 | $2,170 | $2,730 | $2,880 | +$150 (+7.4%) | 2% above |
| 10916 | $1,520 | $1,710 | $2,190 | $2,760 | $2,900 | +$190 (+9.5%) | 3% above |
| 10917 | $1,800 | $2,020 | $2,590 | $3,270 | $3,440 | +$160 (+6.6%) | 22% above |
| 10918 | $1,630 | $1,820 | $2,340 | $2,950 | $3,100 | +$210 (+9.9%) | 10% above |
| 10919 | $1,530 | $1,700 | $2,180 | $2,780 | $2,900 | +$160 (+7.9%) | 2% above |
| 10921 | $1,690 | $1,890 | $2,430 | $3,060 | $3,220 | +$60 (+2.5%) | 14% above |
| 10922 | $1,400 | $1,570 | $2,010 | $2,530 | $2,660 | +$120 (+6.3%) | 6% below |
| 10924 | $1,530 | $1,710 | $2,190 | $2,760 | $2,900 | +$240 (+12.3%) | 3% above |
| 10925 | $1,410 | $1,570 | $2,020 | $2,550 | $2,680 | +$140 (+7.4%) | 5% below |
| 10926 | $1,900 | $2,130 | $2,730 | $3,440 | $3,620 | +$180 (+7.1%) | 28% above |
| 10928 | $1,600 | $1,790 | $2,300 | $2,900 | $3,050 | +$100 (+4.5%) | 8% above |
| 10930 | $1,810 | $2,020 | $2,600 | $3,280 | $3,450 | +$160 (+6.6%) | 22% above |
| 10932 | $1,500 | $1,680 | $2,160 | $2,720 | $2,860 | +$110 (+5.4%) | 1% above |
| 10933 | $1,680 | $1,870 | $2,410 | $3,040 | $3,190 | +$240 (+11.1%) | 13% above |
| 10940 | $1,500 | $1,680 | $2,160 | $2,720 | $2,860 | +$110 (+5.4%) | 1% above |
| 10941 | $1,570 | $1,760 | $2,260 | $2,850 | $2,990 | +$190 (+9.2%) | 6% above |
| 10950 | $1,570 | $1,760 | $2,260 | $2,850 | $2,990 | +$120 (+5.6%) | 6% above |
| 10953 | $1,610 | $1,800 | $2,320 | $2,920 | $3,070 | +$170 (+7.9%) | 9% above |
| 10958 | $2,010 | $2,250 | $2,890 | $3,640 | $3,830 | +$250 (+9.5%) | 36% above |
| 10963 | $1,230 | $1,400 | $1,790 | $2,260 | $2,430 | +$70 (+4.1%) | 16% below |
| 10969 | $1,510 | $1,690 | $2,160 | $2,720 | $2,890 | +$200 (+10.2%) | 1% above |
| 10973 | $1,660 | $1,850 | $2,380 | $3,000 | $3,150 | −$10 (−0.4%) | 12% above |
| 10975 | $1,960 | $2,200 | $2,820 | $3,550 | $3,740 | +$90 (+3.3%) | 32% above |
| 10979 | $1,520 | $1,690 | $2,130 | $2,670 | $2,910 | +$90 (+4.4%) | about the same as |
| 10985 | $1,400 | $1,540 | $1,980 | $2,500 | $2,640 | +$20 (+1.0%) | 7% below |
| 10987 | $2,280 | $2,390 | $2,620 | $3,280 | $3,570 | +$110 (+4.4%) | 23% above |
| 10988 | $1,390 | $1,550 | $1,990 | $2,510 | $2,640 | +$130 (+7.0%) | 7% below |
| 10990 | $1,300 | $1,460 | $1,870 | $2,360 | $2,480 | +$130 (+7.5%) | 12% below |
| 10992 | $1,420 | $1,590 | $2,040 | $2,570 | $2,700 | +$100 (+5.2%) | 4% below |
| 10996 | $1,850 | $2,090 | $2,680 | $3,400 | $3,640 | −$290 (−9.8%) | 26% above |
| 10998 | $1,690 | $1,880 | $2,420 | $3,050 | $3,210 | +$340 (+16.3%) | 14% above |
| 12518 | $1,620 | $1,810 | $2,320 | $2,920 | $3,070 | +$120 (+5.5%) | 9% above |
| 12520 | $1,340 | $1,500 | $1,920 | $2,420 | $2,540 | +$90 (+4.9%) | 10% below |
| 12543 | $1,460 | $1,630 | $2,090 | $2,630 | $2,770 | +$120 (+6.1%) | 2% below |
| 12549 | $1,500 | $1,680 | $2,160 | $2,720 | $2,860 | +$120 (+5.9%) | 1% above |
| 12550 | $1,420 | $1,590 | $2,040 | $2,570 | $2,700 | +$160 (+8.5%) | 4% below |
| 12553 | $1,480 | $1,660 | $2,130 | $2,680 | $2,820 | +$170 (+8.7%) | about the same as |
| 12575 | $1,460 | $1,640 | $2,100 | $2,650 | $2,780 | +$140 (+7.1%) | 1% below |
| 12577 | $1,820 | $2,040 | $2,620 | $3,300 | $3,470 | +$200 (+8.3%) | 23% above |
| 12586 | $1,430 | $1,600 | $2,050 | $2,580 | $2,720 | +$150 (+7.9%) | 4% below |
| 12729 | $1,380 | $1,540 | $1,970 | $2,500 | $2,620 | +$190 (+10.7%) | 8% below |
| 12746 | $1,250 | $1,400 | $1,800 | $2,270 | $2,430 | +$80 (+4.7%) | 16% below |
| 12771 | $1,230 | $1,400 | $1,790 | $2,260 | $2,430 | +$70 (+4.1%) | 16% below |
| 12780 | $1,230 | $1,400 | $1,790 | $2,260 | $2,430 | +$70 (+4.1%) | 16% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.