New York · FIPS 36089 · HUD FY 2027
St. Lawrence County, New York Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in St. Lawrence County is $1,041 a month (rent plus utilities), 57% below the New York average of $2,402 and 41% below the U.S. average of $1,761. That is down $30 (2.8%) from FY 2026. At 30% of income, a household needs about $41,640 a year to afford it.
- $1,0412-bedroom FMR−$30 (−2.8%) vs FY 2026
- $7961-bedroom FMRNew York: $2,120 · U.S.: $1,478
- $41,640Income for a 2-bedroom$20/hour full-time
- 54 of 622BR rank in New York1 = highest rent
| Unit | St. Lawrence County FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $725 | $742 | −$17 (−2.3%) | $1,968 | $1,379 | $29,000 |
| 1 bedroom | $796 | $816 | −$20 (−2.5%) | $2,120 | $1,478 | $31,840 |
| 2 bedrooms | $1,041 | $1,071 | −$30 (−2.8%) | $2,402 | $1,761 | $41,640 |
| 3 bedrooms | $1,246 | $1,284 | −$38 (−3.0%) | $3,028 | $2,266 | $49,840 |
| 4 bedrooms | $1,368 | $1,418 | −$50 (−3.5%) | $3,310 | $2,607 | $54,720 |
How St. Lawrence County compares
- St. Lawrence County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
- Studio to 4-bedroom: $725, $796, $1,041, $1,246, $1,368. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 45 ZIP codes mostly in St. Lawrence County (by land area), the 2-bedroom figure ranges from $1,010 to $1,490.
Small Area FMRs by ZIP code in St. Lawrence County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 12922 | $720 | $850 | $1,030 | $1,230 | $1,410 | +$10 (+1.0%) | 1% below |
| 12927 | $780 | $840 | $1,080 | $1,300 | $1,440 | −$30 (−2.7%) | 4% above |
| 12965 | $790 | $860 | $1,130 | $1,350 | $1,490 | −$40 (−3.4%) | 9% above |
| 12967 | $780 | $860 | $1,120 | $1,340 | $1,470 | +$10 (+0.9%) | 8% above |
| 12973 | $740 | $880 | $1,050 | $1,260 | $1,450 | −$10 (−0.9%) | 1% above |
| 13613 | $710 | $780 | $1,010 | $1,210 | $1,340 | +$40 (+4.1%) | 3% below |
| 13614 | $760 | $830 | $1,080 | $1,290 | $1,430 | +$110 (+11.3%) | 4% above |
| 13617 | $790 | $870 | $1,140 | $1,360 | $1,500 | −$100 (−8.1%) | 10% above |
| 13621 | $740 | $810 | $1,060 | $1,260 | $1,390 | +$10 (+1.0%) | 2% above |
| 13623 | $790 | $860 | $1,130 | $1,350 | $1,490 | −$10 (−0.9%) | 9% above |
| 13625 | $1,000 | $1,090 | $1,430 | $1,710 | $1,880 | +$250 (+21.2%) | 37% above |
| 13630 | $810 | $890 | $1,160 | $1,380 | $1,520 | +$190 (+19.6%) | 11% above |
| 13633 | $740 | $820 | $1,070 | $1,280 | $1,400 | no change | 3% above |
| 13635 | $750 | $830 | $1,080 | $1,290 | $1,420 | +$20 (+1.9%) | 4% above |
| 13639 | $760 | $860 | $1,070 | $1,380 | $1,550 | −$70 (−6.1%) | 3% above |
| 13642 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 22% above |
| 13645 | $720 | $800 | $1,040 | $1,240 | $1,370 | −$30 (−2.8%) | about the same as |
| 13646 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 22% above |
| 13647 | $950 | $1,050 | $1,370 | $1,640 | $1,800 | −$70 (−4.9%) | 32% above |
| 13649 | $710 | $790 | $1,010 | $1,210 | $1,350 | +$40 (+4.1%) | 3% below |
| 13652 | $790 | $870 | $1,140 | $1,360 | $1,500 | +$20 (+1.8%) | 10% above |
| 13654 | $720 | $800 | $1,040 | $1,240 | $1,370 | −$30 (−2.8%) | about the same as |
| 13658 | $740 | $810 | $1,060 | $1,270 | $1,390 | −$90 (−7.8%) | 2% above |
| 13660 | $710 | $780 | $1,010 | $1,210 | $1,340 | −$30 (−2.9%) | 3% below |
| 13662 | $710 | $780 | $1,010 | $1,210 | $1,340 | +$40 (+4.1%) | 3% below |
| 13664 | $930 | $1,020 | $1,330 | $1,590 | $1,750 | −$70 (−5.0%) | 28% above |
| 13666 | $720 | $800 | $1,040 | $1,240 | $1,370 | −$30 (−2.8%) | about the same as |
| 13667 | $710 | $780 | $1,010 | $1,210 | $1,340 | no change | 3% below |
| 13668 | $760 | $830 | $1,090 | $1,300 | $1,430 | −$70 (−6.0%) | 5% above |
| 13669 | $720 | $790 | $1,030 | $1,230 | $1,350 | no change | 1% below |
| 13670 | $750 | $850 | $1,060 | $1,360 | $1,520 | +$10 (+1.0%) | 2% above |
| 13672 | $870 | $960 | $1,250 | $1,500 | $1,640 | −$40 (−3.1%) | 20% above |
| 13676 | $790 | $870 | $1,140 | $1,360 | $1,500 | −$20 (−1.7%) | 10% above |
| 13678 | $710 | $780 | $1,010 | $1,210 | $1,340 | +$40 (+4.1%) | 3% below |
| 13680 | $810 | $890 | $1,160 | $1,390 | $1,520 | +$130 (+12.6%) | 11% above |
| 13681 | $830 | $910 | $1,190 | $1,420 | $1,560 | −$30 (−2.5%) | 14% above |
| 13683 | $710 | $780 | $1,010 | $1,210 | $1,350 | +$40 (+4.1%) | 3% below |
| 13684 | $740 | $810 | $1,060 | $1,270 | $1,390 | +$40 (+3.9%) | 2% above |
| 13687 | $910 | $990 | $1,300 | $1,550 | $1,700 | +$80 (+6.6%) | 25% above |
| 13690 | $720 | $800 | $1,040 | $1,240 | $1,370 | +$50 (+5.1%) | about the same as |
| 13694 | $980 | $1,080 | $1,410 | $1,690 | $1,850 | −$20 (−1.4%) | 35% above |
| 13695 | $720 | $800 | $1,040 | $1,240 | $1,370 | +$50 (+5.1%) | about the same as |
| 13696 | $850 | $940 | $1,230 | $1,460 | $1,610 | −$40 (−3.1%) | 18% above |
| 13697 | $1,040 | $1,140 | $1,490 | $1,780 | $1,960 | −$120 (−7.5%) | 43% above |
| 13699 | $790 | $870 | $1,140 | $1,360 | $1,500 | −$20 (−1.7%) | 10% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.