New York · FIPS 36111 · HUD FY 2027
Ulster County, New York Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Ulster County is $1,878 a month (rent plus utilities), 22% below the New York average of $2,402 and 7% above the U.S. average of $1,761. That is up $60 (3.3%) from FY 2026. At 30% of income, a household needs about $75,120 a year to afford it.
- $1,8782-bedroom FMR+$60 (+3.3%) vs FY 2026
- $1,4361-bedroom FMRNew York: $2,120 · U.S.: $1,478
- $75,120Income for a 2-bedroom$36/hour full-time
- 13 of 622BR rank in New York1 = highest rent
| Unit | Ulster County FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,308 | $1,303 | +$5 (+0.4%) | $1,968 | $1,379 | $52,320 |
| 1 bedroom | $1,436 | $1,386 | +$50 (+3.6%) | $2,120 | $1,478 | $57,440 |
| 2 bedrooms | $1,878 | $1,818 | +$60 (+3.3%) | $2,402 | $1,761 | $75,120 |
| 3 bedrooms | $2,282 | $2,245 | +$37 (+1.6%) | $3,028 | $2,266 | $91,280 |
| 4 bedrooms | $2,468 | $2,407 | +$61 (+2.5%) | $3,310 | $2,607 | $98,720 |
How Ulster County compares
- HUD sets this rent for the Kingston, NY metro FMR area, which covers 182,601 residents in 1 county.
- Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
- Studio to 4-bedroom: $1,308, $1,436, $1,878, $2,282, $2,468. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 55 ZIP codes mostly in Ulster County (by land area), the 2-bedroom figure ranges from $1,640 to $2,820.
Small Area FMRs by ZIP code in Ulster County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 12401 | $1,410 | $1,550 | $2,030 | $2,470 | $2,670 | +$160 (+8.6%) | 8% above |
| 12404 | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 | +$20 (+1.2%) | 13% below |
| 12406 | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 | +$20 (+1.2%) | 13% below |
| 12409 | $1,320 | $1,440 | $1,880 | $2,280 | $2,470 | −$150 (−7.4%) | about the same as |
| 12410 | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 | +$60 (+3.3%) | about the same as |
| 12411 | $1,310 | $1,440 | $1,890 | $2,290 | $2,480 | +$120 (+6.8%) | 1% above |
| 12412 | $1,600 | $1,760 | $2,290 | $2,790 | $3,020 | +$420 (+22.5%) | 22% above |
| 12416 | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 | +$60 (+3.3%) | about the same as |
| 12417 | $1,520 | $1,670 | $2,180 | $2,650 | $2,870 | +$190 (+9.5%) | 16% above |
| 12419 | $1,360 | $1,500 | $1,960 | $2,380 | $2,580 | +$10 (+0.5%) | 4% above |
| 12420 | $1,230 | $1,350 | $1,760 | $2,170 | $2,320 | +$40 (+2.3%) | 6% below |
| 12428 | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 | +$20 (+1.2%) | 13% below |
| 12429 | $1,390 | $1,530 | $2,000 | $2,430 | $2,630 | −$10 (−0.5%) | 6% above |
| 12432 | $1,180 | $1,290 | $1,690 | $2,050 | $2,220 | +$10 (+0.6%) | 10% below |
| 12433 | $1,650 | $1,810 | $2,370 | $2,880 | $3,110 | +$230 (+10.7%) | 26% above |
| 12435 | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 | +$20 (+1.2%) | 13% below |
| 12440 | $1,310 | $1,430 | $1,870 | $2,270 | $2,460 | −$20 (−1.1%) | about the same as |
| 12443 | $1,180 | $1,270 | $1,660 | $2,030 | $2,180 | −$60 (−3.5%) | 12% below |
| 12446 | $1,180 | $1,270 | $1,660 | $2,030 | $2,180 | +$40 (+2.5%) | 12% below |
| 12448 | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 | +$60 (+3.3%) | about the same as |
| 12449 | $1,580 | $1,740 | $2,270 | $2,760 | $2,980 | +$150 (+7.1%) | 21% above |
| 12453 | $1,180 | $1,290 | $1,690 | $2,050 | $2,220 | +$10 (+0.6%) | 10% below |
| 12456 | $1,180 | $1,290 | $1,690 | $2,050 | $2,220 | +$10 (+0.6%) | 10% below |
| 12457 | $1,430 | $1,570 | $2,050 | $2,490 | $2,690 | +$90 (+4.6%) | 9% above |
| 12458 | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 | +$20 (+1.2%) | 13% below |
| 12461 | $1,920 | $2,110 | $2,760 | $3,350 | $3,630 | +$1,140 (+70.4%) | 47% above |
| 12464 | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 | −$40 (−2.4%) | 13% below |
| 12465 | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 | +$260 (+16.0%) | about the same as |
| 12466 | $1,620 | $1,780 | $2,330 | $2,830 | $3,060 | +$230 (+11.0%) | 24% above |
| 12471 | $1,440 | $1,580 | $2,070 | $2,510 | $2,720 | −$80 (−3.7%) | 10% above |
| 12472 | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 | +$20 (+1.2%) | 13% below |
| 12475 | $1,440 | $1,470 | $1,930 | $2,370 | $2,580 | −$150 (−7.2%) | 3% above |
| 12477 | $1,180 | $1,290 | $1,690 | $2,050 | $2,220 | +$10 (+0.6%) | 10% below |
| 12481 | $1,960 | $2,160 | $2,820 | $3,430 | $3,710 | +$1,000 (+54.9%) | 50% above |
| 12484 | $1,390 | $1,530 | $2,000 | $2,420 | $2,620 | +$250 (+14.3%) | 6% above |
| 12486 | $1,540 | $1,630 | $2,150 | $2,650 | $2,840 | −$230 (−9.7%) | 14% above |
| 12487 | $1,390 | $1,530 | $2,000 | $2,430 | $2,630 | −$10 (−0.5%) | 6% above |
| 12489 | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 | +$20 (+1.2%) | 13% below |
| 12490 | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 | +$60 (+3.3%) | about the same as |
| 12491 | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 | −$10 (−0.5%) | about the same as |
| 12493 | $1,520 | $1,660 | $2,180 | $2,640 | $2,860 | −$30 (−1.4%) | 16% above |
| 12494 | $1,600 | $1,750 | $2,280 | $2,800 | $3,020 | +$660 (+40.7%) | 21% above |
| 12495 | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 | +$60 (+3.3%) | about the same as |
| 12498 | $1,600 | $1,760 | $2,300 | $2,800 | $3,020 | +$120 (+5.5%) | 22% above |
| 12515 | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 | +$20 (+1.2%) | 13% below |
| 12525 | $1,480 | $1,620 | $2,120 | $2,580 | $2,790 | +$180 (+9.3%) | 13% above |
| 12528 | $1,530 | $1,670 | $2,190 | $2,660 | $2,880 | −$50 (−2.2%) | 17% above |
| 12542 | $1,630 | $1,800 | $2,350 | $2,860 | $3,090 | +$380 (+19.3%) | 25% above |
| 12547 | $1,890 | $2,070 | $2,710 | $3,290 | $3,560 | +$120 (+4.6%) | 44% above |
| 12548 | $1,350 | $1,440 | $1,890 | $2,330 | $2,500 | −$200 (−9.6%) | 1% above |
| 12561 | $1,500 | $1,640 | $2,150 | $2,610 | $2,830 | +$30 (+1.4%) | 14% above |
| 12566 | $1,410 | $1,560 | $2,010 | $2,510 | $2,670 | +$10 (+0.5%) | 7% above |
| 12589 | $1,230 | $1,400 | $1,790 | $2,260 | $2,430 | +$70 (+4.1%) | 5% below |
| 12725 | $1,260 | $1,370 | $1,790 | $2,210 | $2,370 | +$60 (+3.5%) | 5% below |
| 12740 | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 | +$20 (+1.2%) | 13% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.