New York · FIPS 36119 · HUD FY 2027
Westchester County, New York Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Westchester County is $2,971 a month (rent plus utilities), 24% above the New York average of $2,402 and 69% above the U.S. average of $1,761. That is up $61 (2.1%) from FY 2026. At 30% of income, a household needs about $118,840 a year to afford it.
- $2,9712-bedroom FMR+$61 (+2.1%) vs FY 2026
- $2,7291-bedroom FMRNew York: $2,120 · U.S.: $1,478
- $118,840Income for a 2-bedroom$57/hour full-time
- 1 of 622BR rank in New York1 = highest rent
| Unit | Westchester County FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $2,593 | $2,529 | +$64 (+2.5%) | $1,968 | $1,379 | $103,720 |
| 1 bedroom | $2,729 | $2,655 | +$74 (+2.8%) | $2,120 | $1,478 | $109,160 |
| 2 bedrooms | $2,971 | $2,910 | +$61 (+2.1%) | $2,402 | $1,761 | $118,840 |
| 3 bedrooms | $3,760 | $3,644 | +$116 (+3.2%) | $3,028 | $2,266 | $150,400 |
| 4 bedrooms | $4,121 | $3,959 | +$162 (+4.1%) | $3,310 | $2,607 | $164,840 |
How Westchester County compares
- HUD sets this rent for the New York, NY metro FMR area, which covers 9,923,511 residents in 8 counties.
- Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
- Studio to 4-bedroom: $2,593, $2,729, $2,971, $3,760, $4,121. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 74 ZIP codes mostly in Westchester County (by land area), the 2-bedroom figure ranges from $2,620 to $4,460.
Small Area FMRs by ZIP code in Westchester County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 10501 | $3,370 | $3,550 | $3,860 | $4,880 | $5,360 | −$10 (−0.3%) | 30% above |
| 10502 | $3,110 | $3,270 | $3,560 | $4,510 | $4,940 | +$130 (+3.8%) | 20% above |
| 10503 | $3,360 | $3,540 | $3,850 | $4,870 | $5,340 | +$300 (+8.5%) | 30% above |
| 10504 | $2,990 | $3,150 | $3,430 | $4,340 | $4,750 | −$330 (−8.8%) | 15% above |
| 10505 | $2,280 | $2,390 | $2,620 | $3,280 | $3,570 | −$220 (−7.7%) | 12% below |
| 10506 | $3,890 | $4,100 | $4,460 | $5,640 | $6,190 | +$90 (+2.1%) | 50% above |
| 10507 | $2,560 | $2,690 | $2,930 | $3,710 | $4,060 | −$20 (−0.7%) | 1% below |
| 10510 | $3,470 | $3,660 | $3,980 | $5,040 | $5,520 | +$370 (+10.2%) | 34% above |
| 10511 | $2,420 | $2,540 | $2,770 | $3,510 | $3,840 | +$70 (+2.6%) | 7% below |
| 10514 | $3,590 | $3,780 | $4,110 | $5,200 | $5,700 | −$90 (−2.1%) | 38% above |
| 10517 | $2,280 | $2,390 | $2,620 | $3,280 | $3,570 | +$110 (+4.4%) | 12% below |
| 10518 | $3,470 | $3,660 | $3,980 | $5,040 | $5,520 | no change | 34% above |
| 10519 | $2,900 | $3,050 | $3,330 | $4,170 | $4,530 | −$370 (−10.0%) | 12% above |
| 10520 | $2,570 | $2,710 | $2,950 | $3,730 | $4,090 | +$110 (+3.9%) | 1% below |
| 10522 | $3,190 | $3,350 | $3,650 | $4,620 | $5,060 | +$130 (+3.7%) | 23% above |
| 10523 | $3,890 | $4,100 | $4,460 | $5,640 | $6,190 | +$90 (+2.1%) | 50% above |
| 10526 | $3,050 | $3,210 | $3,490 | $4,420 | $4,840 | +$50 (+1.5%) | 17% above |
| 10527 | $3,220 | $3,390 | $3,690 | $4,670 | $5,120 | −$40 (−1.1%) | 24% above |
| 10528 | $3,630 | $3,820 | $4,160 | $5,260 | $5,770 | +$120 (+3.0%) | 40% above |
| 10530 | $3,120 | $3,280 | $3,570 | $4,520 | $4,950 | +$180 (+5.3%) | 20% above |
| 10532 | $2,890 | $3,010 | $3,330 | $4,150 | $4,490 | −$370 (−10.0%) | 12% above |
| 10533 | $3,360 | $3,540 | $3,850 | $4,870 | $5,340 | +$300 (+8.5%) | 30% above |
| 10535 | $2,650 | $2,790 | $3,040 | $3,850 | $4,220 | −$20 (−0.7%) | 2% above |
| 10536 | $3,890 | $4,100 | $4,460 | $5,640 | $6,190 | +$90 (+2.1%) | 50% above |
| 10538 | $2,960 | $3,110 | $3,390 | $4,290 | $4,700 | +$110 (+3.4%) | 14% above |
| 10540 | $3,080 | $3,250 | $3,530 | $4,470 | $4,900 | −$60 (−1.7%) | 19% above |
| 10543 | $2,880 | $3,030 | $3,300 | $4,180 | $4,580 | +$90 (+2.8%) | 11% above |
| 10545 | $2,910 | $3,060 | $3,330 | $4,210 | $4,620 | +$110 (+3.4%) | 12% above |
| 10546 | $3,210 | $3,380 | $3,670 | $4,650 | $5,090 | +$60 (+1.7%) | 24% above |
| 10547 | $3,090 | $3,250 | $3,540 | $4,480 | $4,910 | +$290 (+8.9%) | 19% above |
| 10548 | $2,760 | $2,900 | $3,160 | $4,000 | $4,380 | +$400 (+14.5%) | 6% above |
| 10549 | $2,400 | $2,530 | $2,750 | $3,480 | $3,810 | −$100 (−3.5%) | 7% below |
| 10550 | $2,500 | $2,630 | $2,860 | $3,620 | $3,970 | +$130 (+4.8%) | 4% below |
| 10552 | $2,420 | $2,540 | $2,770 | $3,510 | $3,840 | +$40 (+1.5%) | 7% below |
| 10553 | $2,430 | $2,560 | $2,790 | $3,530 | $3,870 | +$40 (+1.5%) | 6% below |
| 10560 | $3,050 | $3,220 | $3,500 | $4,430 | $4,850 | −$20 (−0.6%) | 18% above |
| 10562 | $2,910 | $3,060 | $3,330 | $4,210 | $4,620 | +$110 (+3.4%) | 12% above |
| 10566 | $2,660 | $2,800 | $3,050 | $3,860 | $4,230 | +$90 (+3.0%) | 3% above |
| 10567 | $2,710 | $2,860 | $3,110 | $3,940 | $4,310 | −$150 (−4.6%) | 5% above |
| 10570 | $2,640 | $2,780 | $3,030 | $3,830 | $4,200 | +$60 (+2.0%) | 2% above |
| 10573 | $2,790 | $2,940 | $3,200 | $4,050 | $4,440 | +$30 (+0.9%) | 8% above |
| 10576 | $3,420 | $3,660 | $4,010 | $5,040 | $5,600 | +$10 (+0.2%) | 35% above |
| 10577 | $2,940 | $3,090 | $3,370 | $4,270 | $4,670 | +$30 (+0.9%) | 13% above |
| 10578 | $3,090 | $3,240 | $3,560 | $4,450 | $4,850 | −$390 (−9.9%) | 20% above |
| 10580 | $3,830 | $4,030 | $4,390 | $5,560 | $6,090 | +$20 (+0.5%) | 48% above |
| 10583 | $3,370 | $3,550 | $3,860 | $4,880 | $5,350 | +$90 (+2.4%) | 30% above |
| 10588 | $2,280 | $2,390 | $2,620 | $3,280 | $3,570 | +$110 (+4.4%) | 12% below |
| 10589 | $3,420 | $3,600 | $3,940 | $4,930 | $5,360 | −$430 (−9.8%) | 33% above |
| 10590 | $3,090 | $3,250 | $3,540 | $4,480 | $4,910 | −$130 (−3.5%) | 19% above |
| 10591 | $2,680 | $2,820 | $3,070 | $3,880 | $4,260 | +$90 (+3.0%) | 3% above |
| 10594 | $2,950 | $3,100 | $3,380 | $4,280 | $4,690 | +$230 (+7.3%) | 14% above |
| 10595 | $2,280 | $2,390 | $2,620 | $3,290 | $3,610 | +$80 (+3.1%) | 12% below |
| 10596 | $2,350 | $2,470 | $2,690 | $3,400 | $3,730 | +$40 (+1.5%) | 9% below |
| 10597 | $3,120 | $3,290 | $3,580 | $4,530 | $4,970 | −$70 (−1.9%) | 20% above |
| 10598 | $3,220 | $3,390 | $3,690 | $4,670 | $5,120 | −$40 (−1.1%) | 24% above |
| 10601 | $2,990 | $3,150 | $3,430 | $4,340 | $4,760 | +$70 (+2.1%) | 15% above |
| 10603 | $2,700 | $2,840 | $3,090 | $3,910 | $4,290 | +$30 (+1.0%) | 4% above |
| 10604 | $2,850 | $2,990 | $3,260 | $4,130 | $4,520 | +$30 (+0.9%) | 10% above |
| 10605 | $3,130 | $3,300 | $3,590 | $4,540 | $4,980 | +$190 (+5.6%) | 21% above |
| 10606 | $3,400 | $3,580 | $3,900 | $4,940 | $5,410 | +$130 (+3.4%) | 31% above |
| 10607 | $3,340 | $3,510 | $3,820 | $4,830 | $5,300 | +$690 (+22.0%) | 29% above |
| 10701 | $2,720 | $2,870 | $3,120 | $3,950 | $4,330 | +$150 (+5.1%) | 5% above |
| 10703 | $2,410 | $2,540 | $2,760 | $3,490 | $3,830 | +$130 (+4.9%) | 7% below |
| 10704 | $2,560 | $2,690 | $2,930 | $3,710 | $4,060 | +$40 (+1.4%) | 1% below |
| 10705 | $2,550 | $2,680 | $2,920 | $3,700 | $4,050 | +$60 (+2.1%) | 2% below |
| 10706 | $2,660 | $2,800 | $3,050 | $3,860 | $4,230 | −$100 (−3.2%) | 3% above |
| 10707 | $3,040 | $3,200 | $3,480 | $4,400 | $4,830 | −$260 (−7.0%) | 17% above |
| 10708 | $2,890 | $3,040 | $3,310 | $4,190 | $4,590 | +$100 (+3.1%) | 11% above |
| 10709 | $2,730 | $2,880 | $3,130 | $3,960 | $4,340 | no change | 5% above |
| 10710 | $2,510 | $2,650 | $2,880 | $3,640 | $3,990 | +$90 (+3.2%) | 3% below |
| 10801 | $2,650 | $2,790 | $3,040 | $3,850 | $4,220 | +$100 (+3.4%) | 2% above |
| 10803 | $3,090 | $3,250 | $3,540 | $4,480 | $4,910 | +$170 (+5.0%) | 19% above |
| 10804 | $3,120 | $3,290 | $3,580 | $4,530 | $4,970 | +$110 (+3.2%) | 20% above |
| 10805 | $2,710 | $2,850 | $3,100 | $3,920 | $4,300 | +$120 (+4.0%) | 4% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.