North Dakota · FIPS 38023 · HUD FY 2027
Divide County, North Dakota Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Divide County is $1,858 a month (rent plus utilities), 69% above the North Dakota average of $1,102 and 6% above the U.S. average of $1,761. That is up $324 (21.1%) from FY 2026. At 30% of income, a household needs about $74,320 a year to afford it.
- $1,8582-bedroom FMR+$324 (+21.1%) vs FY 2026
- $1,4611-bedroom FMRNorth Dakota: $911 · U.S.: $1,478
- $74,320Income for a 2-bedroom$36/hour full-time
- 1 of 532BR rank in North Dakota1 = highest rent
| Unit | Divide County FY 2027 | FY 2026 | Change | North Dakota avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,452 | $1,225 | +$227 (+18.5%) | $847 | $1,379 | $58,080 |
| 1 bedroom | $1,461 | $1,233 | +$228 (+18.5%) | $911 | $1,478 | $58,440 |
| 2 bedrooms | $1,858 | $1,534 | +$324 (+21.1%) | $1,102 | $1,761 | $74,320 |
| 3 bedrooms | $2,214 | $1,839 | +$375 (+20.4%) | $1,502 | $2,266 | $88,560 |
| 4 bedrooms | $3,106 | $2,573 | +$533 (+20.7%) | $1,789 | $2,607 | $124,240 |
How Divide County compares
- Divide County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across North Dakota, 2-bedroom FMRs run from $1,014 (Wells County) to $1,858 (Divide County).
- Studio to 4-bedroom: $1,452, $1,461, $1,858, $2,214, $3,106. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 5 ZIP codes mostly in Divide County (by land area), the 2-bedroom figure ranges from $1,560 to $1,900.
Small Area FMRs by ZIP code in Divide County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 58730 | $1,410 | $1,420 | $1,810 | $2,160 | $3,030 | +$270 (+17.5%) | 3% below |
| 58765 | $1,480 | $1,490 | $1,900 | $2,260 | $3,180 | +$330 (+21.0%) | 2% above |
| 58795 | $1,230 | $1,280 | $1,560 | $1,920 | $2,410 | +$250 (+19.1%) | 16% below |
| 58833 | $1,450 | $1,460 | $1,860 | $2,220 | $3,110 | +$330 (+21.6%) | about the same as |
| 58844 | $1,450 | $1,460 | $1,860 | $2,220 | $3,110 | +$330 (+21.6%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.