Pennsylvania · FIPS 42047 · HUD FY 2027
Elk County, Pennsylvania Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Elk County is $1,014 a month (rent plus utilities), 34% below the Pennsylvania average of $1,528 and 42% below the U.S. average of $1,761. That is up $41 (4.2%) from FY 2026. At 30% of income, a household needs about $40,560 a year to afford it.
- $1,0142-bedroom FMR+$41 (+4.2%) vs FY 2026
- $8791-bedroom FMRPennsylvania: $1,257 · U.S.: $1,478
- $40,560Income for a 2-bedroom$20/hour full-time
- 46 of 672BR rank in Pennsylvania1 = highest rent
| Unit | Elk County FY 2027 | FY 2026 | Change | Pennsylvania avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $749 | $708 | +$41 (+5.8%) | $1,149 | $1,379 | $29,960 |
| 1 bedroom | $879 | $825 | +$54 (+6.5%) | $1,257 | $1,478 | $35,160 |
| 2 bedrooms | $1,014 | $973 | +$41 (+4.2%) | $1,528 | $1,761 | $40,560 |
| 3 bedrooms | $1,328 | $1,283 | +$45 (+3.5%) | $1,909 | $2,266 | $53,120 |
| 4 bedrooms | $1,333 | $1,288 | +$45 (+3.5%) | $2,082 | $2,607 | $53,320 |
How Elk County compares
- Elk County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Pennsylvania, 2-bedroom FMRs run from $1,014 (Warren County) to $1,860 (Bucks County).
- Studio to 4-bedroom: $749, $879, $1,014, $1,328, $1,333. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Elk County (by land area), the 2-bedroom figure ranges from $1,010 to $1,370.
Small Area FMRs by ZIP code in Elk County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 15821 | $780 | $880 | $1,060 | $1,370 | $1,420 | +$60 (+6.0%) | 5% above |
| 15823 | $740 | $870 | $1,010 | $1,330 | $1,360 | +$40 (+4.1%) | about the same as |
| 15827 | $780 | $920 | $1,060 | $1,390 | $1,390 | +$60 (+6.0%) | 5% above |
| 15831 | $1,010 | $1,190 | $1,370 | $1,790 | $1,800 | +$10 (+0.7%) | 35% above |
| 15841 | $780 | $920 | $1,060 | $1,390 | $1,390 | +$60 (+6.0%) | 5% above |
| 15845 | $750 | $880 | $1,010 | $1,340 | $1,340 | +$40 (+4.1%) | about the same as |
| 15846 | $1,010 | $1,190 | $1,370 | $1,790 | $1,800 | +$10 (+0.7%) | 35% above |
| 15853 | $750 | $880 | $1,020 | $1,330 | $1,340 | +$50 (+5.2%) | 1% above |
| 15857 | $750 | $880 | $1,010 | $1,340 | $1,340 | +$30 (+3.1%) | about the same as |
| 15868 | $780 | $920 | $1,060 | $1,390 | $1,390 | +$60 (+6.0%) | 5% above |
| 15870 | $750 | $880 | $1,010 | $1,340 | $1,340 | +$40 (+4.1%) | about the same as |
| 16734 | $980 | $1,150 | $1,330 | $1,740 | $1,750 | +$360 (+37.1%) | 31% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.