Pennsylvania · FIPS 42085 · HUD FY 2027
Mercer County, Pennsylvania Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Mercer County is $1,028 a month (rent plus utilities), 33% below the Pennsylvania average of $1,528 and 42% below the U.S. average of $1,761. That is up $32 (3.2%) from FY 2026. At 30% of income, a household needs about $41,120 a year to afford it.
- $1,0282-bedroom FMR+$32 (+3.2%) vs FY 2026
- $8101-bedroom FMRPennsylvania: $1,257 · U.S.: $1,478
- $41,120Income for a 2-bedroom$20/hour full-time
- 44 of 672BR rank in Pennsylvania1 = highest rent
| Unit | Mercer County FY 2027 | FY 2026 | Change | Pennsylvania avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $716 | $704 | +$12 (+1.7%) | $1,149 | $1,379 | $28,640 |
| 1 bedroom | $810 | $792 | +$18 (+2.3%) | $1,257 | $1,478 | $32,400 |
| 2 bedrooms | $1,028 | $996 | +$32 (+3.2%) | $1,528 | $1,761 | $41,120 |
| 3 bedrooms | $1,423 | $1,385 | +$38 (+2.7%) | $1,909 | $2,266 | $56,920 |
| 4 bedrooms | $1,615 | $1,538 | +$77 (+5.0%) | $2,082 | $2,607 | $64,600 |
How Mercer County compares
- Mercer County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Pennsylvania, 2-bedroom FMRs run from $1,014 (Warren County) to $1,860 (Bucks County).
- Studio to 4-bedroom: $716, $810, $1,028, $1,423, $1,615. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 20 ZIP codes mostly in Mercer County (by land area), the 2-bedroom figure ranges from $1,010 to $1,170.
Small Area FMRs by ZIP code in Mercer County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 16113 | $760 | $800 | $1,010 | $1,410 | $1,600 | −$60 (−5.6%) | 2% below |
| 16114 | $720 | $820 | $1,040 | $1,430 | $1,620 | +$50 (+5.1%) | 1% above |
| 16121 | $760 | $860 | $1,090 | $1,510 | $1,710 | +$10 (+0.9%) | 6% above |
| 16124 | $710 | $800 | $1,020 | $1,410 | $1,600 | +$50 (+5.2%) | 1% below |
| 16125 | $710 | $800 | $1,010 | $1,410 | $1,600 | +$40 (+4.1%) | 2% below |
| 16127 | $730 | $830 | $1,050 | $1,450 | $1,650 | +$30 (+2.9%) | 2% above |
| 16130 | $730 | $830 | $1,050 | $1,450 | $1,650 | +$80 (+8.2%) | 2% above |
| 16133 | $810 | $920 | $1,170 | $1,620 | $1,840 | −$80 (−6.4%) | 14% above |
| 16137 | $710 | $800 | $1,010 | $1,410 | $1,600 | +$40 (+4.1%) | 2% below |
| 16142 | $710 | $790 | $1,010 | $1,410 | $1,580 | +$40 (+4.1%) | 2% below |
| 16145 | $710 | $800 | $1,010 | $1,410 | $1,600 | +$40 (+4.1%) | 2% below |
| 16146 | $730 | $830 | $1,050 | $1,450 | $1,650 | +$70 (+7.1%) | 2% above |
| 16148 | $750 | $850 | $1,080 | $1,500 | $1,700 | +$20 (+1.9%) | 5% above |
| 16150 | $710 | $800 | $1,010 | $1,410 | $1,600 | +$10 (+1.0%) | 2% below |
| 16151 | $730 | $830 | $1,050 | $1,450 | $1,650 | +$80 (+8.2%) | 2% above |
| 16153 | $720 | $810 | $1,030 | $1,420 | $1,610 | −$10 (−1.0%) | about the same as |
| 16154 | $710 | $800 | $1,010 | $1,410 | $1,600 | +$30 (+3.1%) | 2% below |
| 16159 | $710 | $800 | $1,010 | $1,410 | $1,600 | +$40 (+4.1%) | 2% below |
| 16161 | $740 | $830 | $1,060 | $1,470 | $1,670 | +$30 (+2.9%) | 3% above |
| 16311 | $740 | $820 | $1,010 | $1,380 | $1,540 | +$40 (+4.1%) | 2% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.