Tennessee · FIPS 47021 · HUD FY 2027
Cheatham County, Tennessee Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Cheatham County is $1,798 a month (rent plus utilities), 30% above the Tennessee average of $1,381 and 2% above the U.S. average of $1,761. That is up $68 (3.9%) from FY 2026. At 30% of income, a household needs about $71,920 a year to afford it.
- $1,7982-bedroom FMR+$68 (+3.9%) vs FY 2026
- $1,6501-bedroom FMRTennessee: $1,196 · U.S.: $1,478
- $71,920Income for a 2-bedroom$35/hour full-time
- 1 of 952BR rank in Tennessee1 = highest rent
| Unit | Cheatham County FY 2027 | FY 2026 | Change | Tennessee avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,585 | $1,507 | +$78 (+5.2%) | $1,141 | $1,379 | $63,400 |
| 1 bedroom | $1,650 | $1,578 | +$72 (+4.6%) | $1,196 | $1,478 | $66,000 |
| 2 bedrooms | $1,798 | $1,730 | +$68 (+3.9%) | $1,381 | $1,761 | $71,920 |
| 3 bedrooms | $2,309 | $2,211 | +$98 (+4.4%) | $1,771 | $2,266 | $92,360 |
| 4 bedrooms | $2,799 | $2,696 | +$103 (+3.8%) | $2,054 | $2,607 | $111,960 |
How Cheatham County compares
- HUD sets this rent for the Nashville-Davidson--Murfreesboro--Franklin, TN metro FMR area, which covers 1,899,740 residents in 10 counties.
- Across Tennessee, 2-bedroom FMRs run from $995 (Weakley County) to $1,798 (Cannon County).
- Studio to 4-bedroom: $1,585, $1,650, $1,798, $2,309, $2,799. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 4 ZIP codes mostly in Cheatham County (by land area), the 2-bedroom figure ranges from $1,510 to $1,580.
Small Area FMRs by ZIP code in Cheatham County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 37015 | $1,350 | $1,410 | $1,540 | $1,980 | $2,400 | +$80 (+5.5%) | 14% below |
| 37035 | $1,380 | $1,440 | $1,570 | $2,030 | $2,460 | −$70 (−4.3%) | 13% below |
| 37082 | $1,390 | $1,450 | $1,580 | $2,030 | $2,460 | +$70 (+4.6%) | 12% below |
| 37143 | $1,330 | $1,390 | $1,510 | $1,940 | $2,350 | +$20 (+1.3%) | 16% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.