West Virginia · FIPS 54015 · HUD FY 2027
Clay County, West Virginia Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Clay County is $1,048 a month (rent plus utilities), 1% above the West Virginia average of $1,039 and 40% below the U.S. average of $1,761. That is up $12 (1.2%) from FY 2026. At 30% of income, a household needs about $41,920 a year to afford it.
- $1,0482-bedroom FMR+$12 (+1.2%) vs FY 2026
- $8441-bedroom FMRWest Virginia: $840 · U.S.: $1,478
- $41,920Income for a 2-bedroom$20/hour full-time
- 8 of 552BR rank in West Virginia1 = highest rent
| Unit | Clay County FY 2027 | FY 2026 | Change | West Virginia avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $730 | $714 | +$16 (+2.2%) | $781 | $1,379 | $29,200 |
| 1 bedroom | $844 | $829 | +$15 (+1.8%) | $840 | $1,478 | $33,760 |
| 2 bedrooms | $1,048 | $1,036 | +$12 (+1.2%) | $1,039 | $1,761 | $41,920 |
| 3 bedrooms | $1,324 | $1,325 | −$1 (−0.1%) | $1,346 | $2,266 | $52,960 |
| 4 bedrooms | $1,377 | $1,372 | +$5 (+0.4%) | $1,522 | $2,607 | $55,080 |
How Clay County compares
- HUD sets this rent for the Charleston, WV metro FMR area, which covers 184,372 residents in 2 counties.
- Across West Virginia, 2-bedroom FMRs run from $944 (Wyoming County) to $1,505 (Hampshire County).
- Studio to 4-bedroom: $730, $844, $1,048, $1,324, $1,377. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Clay County (by land area), the 2-bedroom figure ranges from $940 to $970.
Small Area FMRs by ZIP code in Clay County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 25019 | $680 | $770 | $950 | $1,200 | $1,260 | no change | 9% below |
| 25030 | $660 | $760 | $940 | $1,200 | $1,250 | −$10 (−1.1%) | 10% below |
| 25043 | $660 | $760 | $940 | $1,200 | $1,250 | −$10 (−1.1%) | 10% below |
| 25088 | $660 | $760 | $940 | $1,200 | $1,250 | −$10 (−1.1%) | 10% below |
| 25111 | $680 | $750 | $940 | $1,200 | $1,250 | −$10 (−1.1%) | 10% below |
| 25113 | $660 | $760 | $940 | $1,200 | $1,250 | −$10 (−1.1%) | 10% below |
| 25125 | $660 | $760 | $940 | $1,200 | $1,250 | −$10 (−1.1%) | 10% below |
| 25133 | $660 | $760 | $940 | $1,200 | $1,250 | −$10 (−1.1%) | 10% below |
| 25141 | $660 | $760 | $940 | $1,200 | $1,250 | −$10 (−1.1%) | 10% below |
| 25164 | $660 | $770 | $940 | $1,220 | $1,280 | −$10 (−1.1%) | 10% below |
| 25211 | $690 | $770 | $970 | $1,200 | $1,270 | +$20 (+2.1%) | 7% below |
| 25285 | $660 | $760 | $940 | $1,200 | $1,250 | −$10 (−1.1%) | 10% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.