Metro FMR area · NY · HUD FY 2027

Binghamton, NY Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Binghamton, NY area is $1,219 a month, 49% below the New York average and 31% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 52 ZIP codes range from $1,010 to $1,830.

$1,2192-bedroom FMR+$116 (+10.5%) vs FY 2026
$9541-bedroom FMRU.S.: $1,478
$48,760Income for a 2-bedroomat 30% of income
245,242Residents2 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,219/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Binghamton, NY FMR	$1,219	$48,760	–
New York average	$2,402	$96,061	–
U.S. average	$1,761	$70,432	–

Binghamton, NY Fair Market Rents, FY 2027 vs FY 2026
Unit	Binghamton, NY FY 2027	FY 2026	Change	New York avg	U.S. avg	Income needed
Studio	$849	$783	+$66 (+8.4%)	$1,968	$1,379	$33,960
1 bedroom	$954	$868	+$86 (+9.9%)	$2,120	$1,478	$38,160
2 bedrooms	$1,219	$1,103	+$116 (+10.5%)	$2,402	$1,761	$48,760
3 bedrooms	$1,535	$1,412	+$123 (+8.7%)	$3,028	$2,266	$61,400
4 bedrooms	$1,769	$1,622	+$147 (+9.1%)	$3,310	$2,607	$70,760

Counties in this FMR area

Counties in the Binghamton, NY FMR area
County	Residents in area
Broome County, NY	197,378
Tioga County, NY	47,864

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,220.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Binghamton, NY
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
13730	$850	$850	$1,010	$1,410	$1,520	−$60 (−5.6%)	17% below
13732	$900	$1,010	$1,290	$1,620	$1,870	+$120 (+10.3%)	6% above
13734	$900	$1,010	$1,290	$1,610	$1,860	+$120 (+10.3%)	6% above
13736	$1,140	$1,320	$1,580	$1,900	$2,370	+$40 (+2.6%)	30% above
13737	$850	$960	$1,220	$1,540	$1,770	+$120 (+10.9%)	about the same as
13743	$840	$940	$1,200	$1,510	$1,740	+$130 (+12.1%)	2% below
13744	$790	$880	$1,130	$1,420	$1,640	+$60 (+5.6%)	7% below
13745	$850	$960	$1,220	$1,540	$1,770	+$120 (+10.9%)	about the same as
13746	$800	$870	$1,090	$1,410	$1,590	+$20 (+1.9%)	11% below
13748	$1,120	$1,260	$1,610	$2,030	$2,340	+$540 (+50.5%)	32% above
13749	$850	$960	$1,220	$1,540	$1,770	+$120 (+10.9%)	about the same as
13754	$740	$840	$1,050	$1,370	$1,500	−$20 (−1.9%)	14% below
13760	$850	$960	$1,220	$1,540	$1,770	+$140 (+13.0%)	about the same as
13761	$850	$960	$1,220	$1,540	$1,770	+$120 (+10.9%)	about the same as
13762	$850	$960	$1,220	$1,540	$1,770	+$120 (+10.9%)	about the same as
13777	$840	$930	$1,200	$1,510	$1,740	+$130 (+12.1%)	2% below
13778	$840	$850	$1,010	$1,400	$1,520	−$60 (−5.6%)	17% below
13783	$860	$1,030	$1,220	$1,690	$1,730	+$10 (+0.8%)	about the same as
13787	$770	$800	$1,010	$1,310	$1,490	−$60 (−5.6%)	17% below
13790	$930	$1,040	$1,330	$1,680	$1,930	+$200 (+17.7%)	9% above
13794	$850	$960	$1,220	$1,540	$1,770	+$120 (+10.9%)	about the same as
13795	$860	$970	$1,240	$1,560	$1,800	+$120 (+10.7%)	2% above
13797	$720	$790	$1,010	$1,290	$1,480	−$60 (−5.6%)	17% below
13802	$770	$860	$1,100	$1,390	$1,600	+$30 (+2.8%)	10% below
13803	$860	$880	$1,100	$1,380	$1,810	−$40 (−3.5%)	10% below
13811	$810	$920	$1,170	$1,470	$1,700	+$50 (+4.5%)	4% below
13812	$1,020	$1,150	$1,470	$1,850	$2,130	+$190 (+14.8%)	21% above
13813	$780	$830	$1,020	$1,360	$1,500	−$50 (−4.7%)	16% below
13826	$720	$790	$1,010	$1,290	$1,480	−$60 (−5.6%)	17% below
13827	$830	$930	$1,190	$1,500	$1,730	+$80 (+7.2%)	2% below
13833	$1,020	$1,140	$1,460	$1,840	$2,120	+$150 (+11.5%)	20% above
13835	$870	$960	$1,220	$1,530	$1,820	+$50 (+4.3%)	about the same as
13840	$840	$940	$1,200	$1,510	$1,740	+$90 (+8.1%)	2% below
13841	$1,030	$1,040	$1,230	$1,700	$1,860	+$20 (+1.7%)	1% above
13845	$840	$940	$1,200	$1,510	$1,740	+$90 (+8.1%)	2% below
13848	$850	$960	$1,220	$1,540	$1,770	+$120 (+10.9%)	about the same as
13850	$1,000	$1,120	$1,430	$1,800	$2,080	+$160 (+12.6%)	17% above
13851	$850	$960	$1,220	$1,540	$1,770	+$120 (+10.9%)	about the same as
13862	$860	$870	$1,100	$1,390	$1,810	+$30 (+2.8%)	10% below
13863	$900	$900	$1,130	$1,430	$1,880	−$120 (−9.6%)	7% below
13864	$1,140	$1,320	$1,580	$1,900	$2,370	+$40 (+2.6%)	30% above
13865	$720	$790	$1,010	$1,290	$1,480	−$60 (−5.6%)	17% below
13901	$800	$900	$1,150	$1,450	$1,670	+$80 (+7.5%)	6% below
13902	$1,000	$1,120	$1,430	$1,800	$2,080	+$160 (+12.6%)	17% above
13903	$790	$890	$1,140	$1,440	$1,650	+$70 (+6.5%)	6% below
13904	$850	$960	$1,220	$1,540	$1,770	+$130 (+11.9%)	about the same as
13905	$920	$1,030	$1,320	$1,660	$1,920	+$130 (+10.9%)	8% above
14817	$1,320	$1,530	$1,830	$2,200	$2,780	−$200 (−9.9%)	50% above
14859	$1,110	$1,200	$1,540	$1,920	$2,160	+$150 (+10.8%)	26% above
14883	$1,140	$1,320	$1,580	$1,900	$2,370	+$40 (+2.6%)	30% above
14889	$1,050	$1,070	$1,400	$1,700	$1,860	+$90 (+6.9%)	15% above
14892	$860	$930	$1,190	$1,490	$1,710	+$30 (+2.6%)	2% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.