New York · FIPS 36107 · HUD FY 2027
Tioga County, New York Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Tioga County is $1,219 a month (rent plus utilities), 49% below the New York average of $2,402 and 31% below the U.S. average of $1,761. That is up $116 (10.5%) from FY 2026. At 30% of income, a household needs about $48,760 a year to afford it.
- $1,2192-bedroom FMR+$116 (+10.5%) vs FY 2026
- $9541-bedroom FMRNew York: $2,120 · U.S.: $1,478
- $48,760Income for a 2-bedroom$23/hour full-time
- 39 of 622BR rank in New York1 = highest rent
| Unit | Tioga County FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $849 | $783 | +$66 (+8.4%) | $1,968 | $1,379 | $33,960 |
| 1 bedroom | $954 | $868 | +$86 (+9.9%) | $2,120 | $1,478 | $38,160 |
| 2 bedrooms | $1,219 | $1,103 | +$116 (+10.5%) | $2,402 | $1,761 | $48,760 |
| 3 bedrooms | $1,535 | $1,412 | +$123 (+8.7%) | $3,028 | $2,266 | $61,400 |
| 4 bedrooms | $1,769 | $1,622 | +$147 (+9.1%) | $3,310 | $2,607 | $70,760 |
How Tioga County compares
- HUD sets this rent for the Binghamton, NY metro FMR area, which covers 245,242 residents in 2 counties.
- Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
- Studio to 4-bedroom: $849, $954, $1,219, $1,535, $1,769. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Tioga County (by land area), the 2-bedroom figure ranges from $1,170 to $1,580.
Small Area FMRs by ZIP code in Tioga County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 13732 | $900 | $1,010 | $1,290 | $1,620 | $1,870 | +$120 (+10.3%) | 6% above |
| 13734 | $900 | $1,010 | $1,290 | $1,610 | $1,860 | +$120 (+10.3%) | 6% above |
| 13736 | $1,140 | $1,320 | $1,580 | $1,900 | $2,370 | +$40 (+2.6%) | 30% above |
| 13743 | $840 | $940 | $1,200 | $1,510 | $1,740 | +$130 (+12.1%) | 2% below |
| 13811 | $810 | $920 | $1,170 | $1,470 | $1,700 | +$50 (+4.5%) | 4% below |
| 13812 | $1,020 | $1,150 | $1,470 | $1,850 | $2,130 | +$190 (+14.8%) | 21% above |
| 13827 | $830 | $930 | $1,190 | $1,500 | $1,730 | +$80 (+7.2%) | 2% below |
| 13835 | $870 | $960 | $1,220 | $1,530 | $1,820 | +$50 (+4.3%) | about the same as |
| 13864 | $1,140 | $1,320 | $1,580 | $1,900 | $2,370 | +$40 (+2.6%) | 30% above |
| 14859 | $1,110 | $1,200 | $1,540 | $1,920 | $2,160 | +$150 (+10.8%) | 26% above |
| 14883 | $1,140 | $1,320 | $1,580 | $1,900 | $2,370 | +$40 (+2.6%) | 30% above |
| 14892 | $860 | $930 | $1,190 | $1,490 | $1,710 | +$30 (+2.6%) | 2% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.