New York · FIPS 36043 · HUD FY 2027
Herkimer County, New York Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Herkimer County is $1,210 a month (rent plus utilities), 50% below the New York average of $2,402 and 31% below the U.S. average of $1,761. That is up $38 (3.2%) from FY 2026. At 30% of income, a household needs about $48,400 a year to afford it.
- $1,2102-bedroom FMR+$38 (+3.2%) vs FY 2026
- $9461-bedroom FMRNew York: $2,120 · U.S.: $1,478
- $48,400Income for a 2-bedroom$23/hour full-time
- 41 of 622BR rank in New York1 = highest rent
| Unit | Herkimer County FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $857 | $899 | −$42 (−4.7%) | $1,968 | $1,379 | $34,280 |
| 1 bedroom | $946 | $926 | +$20 (+2.2%) | $2,120 | $1,478 | $37,840 |
| 2 bedrooms | $1,210 | $1,172 | +$38 (+3.2%) | $2,402 | $1,761 | $48,400 |
| 3 bedrooms | $1,442 | $1,405 | +$37 (+2.6%) | $3,028 | $2,266 | $57,680 |
| 4 bedrooms | $1,636 | $1,623 | +$13 (+0.8%) | $3,310 | $2,607 | $65,440 |
How Herkimer County compares
- HUD sets this rent for the Utica-Rome, NY metro FMR area, which covers 288,881 residents in 2 counties.
- Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
- Studio to 4-bedroom: $857, $946, $1,210, $1,442, $1,636. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 17 ZIP codes mostly in Herkimer County (by land area), the 2-bedroom figure ranges from $1,060 to $1,310.
Small Area FMRs by ZIP code in Herkimer County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 13322 | $930 | $960 | $1,210 | $1,450 | $1,680 | −$130 (−9.7%) | same |
| 13324 | $810 | $840 | $1,060 | $1,270 | $1,470 | +$10 (+1.0%) | 12% below |
| 13331 | $970 | $990 | $1,290 | $1,550 | $1,710 | +$90 (+7.5%) | 7% above |
| 13338 | $1,000 | $1,040 | $1,310 | $1,570 | $1,810 | −$140 (−9.7%) | 8% above |
| 13340 | $810 | $890 | $1,140 | $1,360 | $1,540 | +$40 (+3.6%) | 6% below |
| 13350 | $810 | $880 | $1,130 | $1,350 | $1,530 | −$10 (−0.9%) | 7% below |
| 13357 | $840 | $930 | $1,190 | $1,420 | $1,610 | +$100 (+9.2%) | 2% below |
| 13361 | $810 | $870 | $1,110 | $1,330 | $1,470 | +$40 (+3.7%) | 8% below |
| 13365 | $810 | $840 | $1,060 | $1,270 | $1,470 | +$10 (+1.0%) | 12% below |
| 13406 | $810 | $840 | $1,060 | $1,270 | $1,470 | +$10 (+1.0%) | 12% below |
| 13407 | $810 | $840 | $1,060 | $1,270 | $1,470 | +$10 (+1.0%) | 12% below |
| 13416 | $810 | $840 | $1,060 | $1,270 | $1,470 | +$10 (+1.0%) | 12% below |
| 13420 | $810 | $860 | $1,100 | $1,310 | $1,490 | +$30 (+2.8%) | 9% below |
| 13431 | $810 | $840 | $1,060 | $1,270 | $1,470 | −$20 (−1.9%) | 12% below |
| 13454 | $810 | $840 | $1,060 | $1,270 | $1,470 | +$10 (+1.0%) | 12% below |
| 13472 | $810 | $860 | $1,100 | $1,310 | $1,490 | +$30 (+2.8%) | 9% below |
| 13475 | $810 | $870 | $1,110 | $1,330 | $1,470 | +$40 (+3.7%) | 8% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.