Metro FMR area · NY · HUD FY 2027

Utica-Rome, NY Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Utica-Rome, NY area is $1,210 a month, 50% below the New York average and 31% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 84 ZIP codes range from $1,060 to $1,610.

$1,2102-bedroom FMR+$38 (+3.2%) vs FY 2026
$9461-bedroom FMRU.S.: $1,478
$48,400Income for a 2-bedroomat 30% of income
288,881Residents2 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,210/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Utica-Rome, NY FMR	$1,210	$48,400	–
New York average	$2,402	$96,061	–
U.S. average	$1,761	$70,432	–

Utica-Rome, NY Fair Market Rents, FY 2027 vs FY 2026
Unit	Utica-Rome, NY FY 2027	FY 2026	Change	New York avg	U.S. avg	Income needed
Studio	$857	$899	−$42 (−4.7%)	$1,968	$1,379	$34,280
1 bedroom	$946	$926	+$20 (+2.2%)	$2,120	$1,478	$37,840
2 bedrooms	$1,210	$1,172	+$38 (+3.2%)	$2,402	$1,761	$48,400
3 bedrooms	$1,442	$1,405	+$37 (+2.6%)	$3,028	$2,266	$57,680
4 bedrooms	$1,636	$1,623	+$13 (+0.8%)	$3,310	$2,607	$65,440

Counties in this FMR area

Counties in the Utica-Rome, NY FMR area
County	Residents in area
Herkimer County, NY	59,757
Oneida County, NY	229,124

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,220.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Utica-Rome, NY
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
13032	$920	$1,050	$1,310	$1,580	$1,720	+$50 (+4.0%)	8% above
13042	$1,070	$1,200	$1,510	$1,820	$2,010	+$20 (+1.3%)	25% above
13054	$860	$950	$1,220	$1,450	$1,650	+$80 (+7.0%)	1% above
13123	$990	$1,100	$1,400	$1,670	$1,870	−$20 (−1.4%)	16% above
13157	$870	$910	$1,170	$1,390	$1,580	−$80 (−6.4%)	3% below
13162	$860	$960	$1,220	$1,460	$1,650	+$40 (+3.4%)	1% above
13301	$900	$930	$1,170	$1,410	$1,620	−$120 (−9.3%)	3% below
13303	$870	$960	$1,230	$1,470	$1,660	+$140 (+12.8%)	2% above
13304	$810	$860	$1,090	$1,310	$1,480	+$20 (+1.9%)	10% below
13308	$950	$1,020	$1,310	$1,560	$1,770	−$60 (−4.4%)	8% above
13309	$810	$840	$1,060	$1,270	$1,490	+$10 (+1.0%)	12% below
13313	$810	$840	$1,060	$1,270	$1,470	+$10 (+1.0%)	12% below
13316	$900	$1,020	$1,260	$1,530	$1,670	+$70 (+5.9%)	4% above
13318	$810	$840	$1,060	$1,270	$1,470	−$40 (−3.6%)	12% below
13319	$810	$840	$1,060	$1,270	$1,470	+$10 (+1.0%)	12% below
13321	$950	$1,050	$1,340	$1,600	$1,810	+$10 (+0.8%)	11% above
13322	$930	$960	$1,210	$1,450	$1,680	−$130 (−9.7%)	same
13323	$1,020	$1,130	$1,440	$1,720	$1,950	+$30 (+2.1%)	19% above
13324	$810	$840	$1,060	$1,270	$1,470	+$10 (+1.0%)	12% below
13328	$860	$960	$1,220	$1,460	$1,650	+$20 (+1.7%)	1% above
13329	$810	$840	$1,060	$1,270	$1,470	+$10 (+1.0%)	12% below
13331	$970	$990	$1,290	$1,550	$1,710	+$90 (+7.5%)	7% above
13338	$1,000	$1,040	$1,310	$1,570	$1,810	−$140 (−9.7%)	8% above
13339	$810	$840	$1,060	$1,290	$1,470	−$10 (−0.9%)	12% below
13340	$810	$890	$1,140	$1,360	$1,540	+$40 (+3.6%)	6% below
13341	$870	$960	$1,230	$1,470	$1,660	+$40 (+3.4%)	2% above
13350	$810	$880	$1,130	$1,350	$1,530	−$10 (−0.9%)	7% below
13352	$810	$840	$1,080	$1,290	$1,470	no change	11% below
13354	$810	$840	$1,060	$1,270	$1,470	+$10 (+1.0%)	12% below
13357	$840	$930	$1,190	$1,420	$1,610	+$100 (+9.2%)	2% below
13360	$980	$990	$1,290	$1,550	$1,710	−$140 (−9.8%)	7% above
13361	$810	$870	$1,110	$1,330	$1,470	+$40 (+3.7%)	8% below
13362	$870	$960	$1,230	$1,470	$1,660	+$40 (+3.4%)	2% above
13363	$1,090	$1,130	$1,430	$1,710	$1,980	−$150 (−9.5%)	18% above
13365	$810	$840	$1,060	$1,270	$1,470	+$10 (+1.0%)	12% below
13367	$810	$860	$1,060	$1,410	$1,600	+$10 (+1.0%)	12% below
13401	$870	$960	$1,230	$1,470	$1,660	+$40 (+3.4%)	2% above
13402	$900	$1,020	$1,280	$1,540	$1,690	+$10 (+0.8%)	6% above
13403	$1,140	$1,260	$1,610	$1,920	$2,180	+$160 (+11.0%)	33% above
13406	$810	$840	$1,060	$1,270	$1,470	+$10 (+1.0%)	12% below
13407	$810	$840	$1,060	$1,270	$1,470	+$10 (+1.0%)	12% below
13409	$910	$1,040	$1,300	$1,570	$1,700	+$80 (+6.6%)	7% above
13413	$1,020	$1,130	$1,440	$1,720	$1,950	no change	19% above
13416	$810	$840	$1,060	$1,270	$1,470	+$10 (+1.0%)	12% below
13417	$810	$870	$1,110	$1,320	$1,500	+$20 (+1.8%)	8% below
13420	$810	$860	$1,100	$1,310	$1,490	+$30 (+2.8%)	9% below
13421	$900	$1,020	$1,260	$1,530	$1,670	+$70 (+5.9%)	4% above
13424	$810	$840	$1,080	$1,290	$1,470	−$10 (−0.9%)	11% below
13425	$900	$1,020	$1,260	$1,530	$1,670	+$70 (+5.9%)	4% above
13431	$810	$840	$1,060	$1,270	$1,470	−$20 (−1.9%)	12% below
13435	$810	$840	$1,080	$1,290	$1,470	no change	11% below
13438	$810	$840	$1,080	$1,290	$1,470	no change	11% below
13439	$810	$870	$1,110	$1,330	$1,470	+$40 (+3.7%)	8% below
13440	$890	$980	$1,250	$1,490	$1,690	+$60 (+5.0%)	3% above
13441	$890	$980	$1,250	$1,490	$1,690	+$90 (+7.8%)	3% above
13442	$870	$960	$1,230	$1,470	$1,660	+$40 (+3.4%)	2% above
13454	$810	$840	$1,060	$1,270	$1,470	+$10 (+1.0%)	12% below
13455	$820	$900	$1,150	$1,370	$1,560	+$40 (+3.6%)	5% below
13456	$810	$840	$1,060	$1,270	$1,470	+$10 (+1.0%)	12% below
13461	$1,020	$1,130	$1,440	$1,720	$1,950	+$50 (+3.6%)	19% above
13469	$1,030	$1,130	$1,450	$1,730	$1,960	+$240 (+19.8%)	20% above
13470	$810	$840	$1,060	$1,270	$1,470	+$10 (+1.0%)	12% below
13471	$1,010	$1,110	$1,420	$1,690	$1,920	+$60 (+4.4%)	17% above
13472	$810	$860	$1,100	$1,310	$1,490	+$30 (+2.8%)	9% below
13475	$810	$870	$1,110	$1,330	$1,470	+$40 (+3.7%)	8% below
13476	$820	$910	$1,160	$1,380	$1,570	+$20 (+1.8%)	4% below
13477	$810	$840	$1,060	$1,270	$1,470	+$10 (+1.0%)	12% below
13478	$810	$880	$1,130	$1,350	$1,530	+$10 (+0.9%)	7% below
13479	$870	$960	$1,230	$1,470	$1,660	+$40 (+3.4%)	2% above
13480	$900	$1,020	$1,260	$1,530	$1,670	+$70 (+5.9%)	4% above
13483	$1,020	$1,130	$1,440	$1,720	$1,950	+$250 (+21.0%)	19% above
13486	$950	$1,050	$1,340	$1,600	$1,810	+$170 (+14.5%)	11% above
13489	$810	$920	$1,090	$1,510	$1,710	−$30 (−2.7%)	10% below
13490	$880	$970	$1,240	$1,470	$1,670	+$40 (+3.3%)	2% above
13491	$900	$1,020	$1,260	$1,530	$1,670	+$70 (+5.9%)	4% above
13492	$880	$970	$1,240	$1,480	$1,680	no change	2% above
13493	$900	$1,020	$1,260	$1,530	$1,670	+$70 (+5.9%)	4% above
13494	$910	$960	$1,230	$1,470	$1,660	−$90 (−6.8%)	2% above
13495	$890	$980	$1,250	$1,490	$1,690	+$40 (+3.3%)	3% above
13501	$830	$910	$1,170	$1,390	$1,580	+$50 (+4.5%)	3% below
13502	$920	$1,020	$1,300	$1,550	$1,760	+$70 (+5.7%)	7% above
13503	$870	$960	$1,230	$1,470	$1,660	+$40 (+3.4%)	2% above
13504	$870	$960	$1,230	$1,470	$1,660	+$40 (+3.4%)	2% above
13505	$870	$960	$1,230	$1,470	$1,660	+$40 (+3.4%)	2% above

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.