New York · FIPS 36065 · HUD FY 2027
Oneida County, New York Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Oneida County is $1,210 a month (rent plus utilities), 50% below the New York average of $2,402 and 31% below the U.S. average of $1,761. That is up $38 (3.2%) from FY 2026. At 30% of income, a household needs about $48,400 a year to afford it.
- $1,2102-bedroom FMR+$38 (+3.2%) vs FY 2026
- $9461-bedroom FMRNew York: $2,120 · U.S.: $1,478
- $48,400Income for a 2-bedroom$23/hour full-time
- 41 of 622BR rank in New York1 = highest rent
| Unit | Oneida County FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $857 | $899 | −$42 (−4.7%) | $1,968 | $1,379 | $34,280 |
| 1 bedroom | $946 | $926 | +$20 (+2.2%) | $2,120 | $1,478 | $37,840 |
| 2 bedrooms | $1,210 | $1,172 | +$38 (+3.2%) | $2,402 | $1,761 | $48,400 |
| 3 bedrooms | $1,442 | $1,405 | +$37 (+2.6%) | $3,028 | $2,266 | $57,680 |
| 4 bedrooms | $1,636 | $1,623 | +$13 (+0.8%) | $3,310 | $2,607 | $65,440 |
How Oneida County compares
- HUD sets this rent for the Utica-Rome, NY metro FMR area, which covers 288,881 residents in 2 counties.
- Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
- Studio to 4-bedroom: $857, $946, $1,210, $1,442, $1,636. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 46 ZIP codes mostly in Oneida County (by land area), the 2-bedroom figure ranges from $1,060 to $1,610.
Small Area FMRs by ZIP code in Oneida County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 13042 | $1,070 | $1,200 | $1,510 | $1,820 | $2,010 | +$20 (+1.3%) | 25% above |
| 13054 | $860 | $950 | $1,220 | $1,450 | $1,650 | +$80 (+7.0%) | 1% above |
| 13123 | $990 | $1,100 | $1,400 | $1,670 | $1,870 | −$20 (−1.4%) | 16% above |
| 13157 | $870 | $910 | $1,170 | $1,390 | $1,580 | −$80 (−6.4%) | 3% below |
| 13162 | $860 | $960 | $1,220 | $1,460 | $1,650 | +$40 (+3.4%) | 1% above |
| 13301 | $900 | $930 | $1,170 | $1,410 | $1,620 | −$120 (−9.3%) | 3% below |
| 13303 | $870 | $960 | $1,230 | $1,470 | $1,660 | +$140 (+12.8%) | 2% above |
| 13304 | $810 | $860 | $1,090 | $1,310 | $1,480 | +$20 (+1.9%) | 10% below |
| 13308 | $950 | $1,020 | $1,310 | $1,560 | $1,770 | −$60 (−4.4%) | 8% above |
| 13309 | $810 | $840 | $1,060 | $1,270 | $1,490 | +$10 (+1.0%) | 12% below |
| 13313 | $810 | $840 | $1,060 | $1,270 | $1,470 | +$10 (+1.0%) | 12% below |
| 13316 | $900 | $1,020 | $1,260 | $1,530 | $1,670 | +$70 (+5.9%) | 4% above |
| 13318 | $810 | $840 | $1,060 | $1,270 | $1,470 | −$40 (−3.6%) | 12% below |
| 13319 | $810 | $840 | $1,060 | $1,270 | $1,470 | +$10 (+1.0%) | 12% below |
| 13321 | $950 | $1,050 | $1,340 | $1,600 | $1,810 | +$10 (+0.8%) | 11% above |
| 13323 | $1,020 | $1,130 | $1,440 | $1,720 | $1,950 | +$30 (+2.1%) | 19% above |
| 13328 | $860 | $960 | $1,220 | $1,460 | $1,650 | +$20 (+1.7%) | 1% above |
| 13352 | $810 | $840 | $1,080 | $1,290 | $1,470 | no change | 11% below |
| 13354 | $810 | $840 | $1,060 | $1,270 | $1,470 | +$10 (+1.0%) | 12% below |
| 13363 | $1,090 | $1,130 | $1,430 | $1,710 | $1,980 | −$150 (−9.5%) | 18% above |
| 13403 | $1,140 | $1,260 | $1,610 | $1,920 | $2,180 | +$160 (+11.0%) | 33% above |
| 13413 | $1,020 | $1,130 | $1,440 | $1,720 | $1,950 | no change | 19% above |
| 13417 | $810 | $870 | $1,110 | $1,320 | $1,500 | +$20 (+1.8%) | 8% below |
| 13424 | $810 | $840 | $1,080 | $1,290 | $1,470 | −$10 (−0.9%) | 11% below |
| 13425 | $900 | $1,020 | $1,260 | $1,530 | $1,670 | +$70 (+5.9%) | 4% above |
| 13435 | $810 | $840 | $1,080 | $1,290 | $1,470 | no change | 11% below |
| 13438 | $810 | $840 | $1,080 | $1,290 | $1,470 | no change | 11% below |
| 13440 | $890 | $980 | $1,250 | $1,490 | $1,690 | +$60 (+5.0%) | 3% above |
| 13441 | $890 | $980 | $1,250 | $1,490 | $1,690 | +$90 (+7.8%) | 3% above |
| 13455 | $820 | $900 | $1,150 | $1,370 | $1,560 | +$40 (+3.6%) | 5% below |
| 13456 | $810 | $840 | $1,060 | $1,270 | $1,470 | +$10 (+1.0%) | 12% below |
| 13461 | $1,020 | $1,130 | $1,440 | $1,720 | $1,950 | +$50 (+3.6%) | 19% above |
| 13469 | $1,030 | $1,130 | $1,450 | $1,730 | $1,960 | +$240 (+19.8%) | 20% above |
| 13471 | $1,010 | $1,110 | $1,420 | $1,690 | $1,920 | +$60 (+4.4%) | 17% above |
| 13476 | $820 | $910 | $1,160 | $1,380 | $1,570 | +$20 (+1.8%) | 4% below |
| 13477 | $810 | $840 | $1,060 | $1,270 | $1,470 | +$10 (+1.0%) | 12% below |
| 13478 | $810 | $880 | $1,130 | $1,350 | $1,530 | +$10 (+0.9%) | 7% below |
| 13480 | $900 | $1,020 | $1,260 | $1,530 | $1,670 | +$70 (+5.9%) | 4% above |
| 13483 | $1,020 | $1,130 | $1,440 | $1,720 | $1,950 | +$250 (+21.0%) | 19% above |
| 13486 | $950 | $1,050 | $1,340 | $1,600 | $1,810 | +$170 (+14.5%) | 11% above |
| 13490 | $880 | $970 | $1,240 | $1,470 | $1,670 | +$40 (+3.3%) | 2% above |
| 13492 | $880 | $970 | $1,240 | $1,480 | $1,680 | no change | 2% above |
| 13494 | $910 | $960 | $1,230 | $1,470 | $1,660 | −$90 (−6.8%) | 2% above |
| 13495 | $890 | $980 | $1,250 | $1,490 | $1,690 | +$40 (+3.3%) | 3% above |
| 13501 | $830 | $910 | $1,170 | $1,390 | $1,580 | +$50 (+4.5%) | 3% below |
| 13502 | $920 | $1,020 | $1,300 | $1,550 | $1,760 | +$70 (+5.7%) | 7% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.